VersaBank annual return on equity
2021
2022
2023
2024
2025
VersaBank Return on Equity (ROE) Growth & History (VBNK)
VersaBank's return on equity was 6.11% for fiscal 2025.
View full VersaBank company overviewVersaBank annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-10-31 | 6.11% | −4.13 pp |
| 2024 | 2024-10-31 | 10.24% | −1.35 pp |
| 2023 | 2023-10-31 | 11.59% | +4.95 pp |
| 2022 | 2022-10-31 | 6.64% | −0.98 pp |
| 2021 | 2021-10-31 | 7.62% | — |
VersaBank quarterly return on equity
Q2.21
Q3.21
Q2.22
Q3.22
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q3 2026 | 2026-07-31 | 1.80% | +0.55 pp |
| Q2 2026 | 2026-04-30 | 1.37% | −0.25 pp |
| Q1 2026 | 2026-01-31 | 2.06% | +0.29 pp |
| Q4 2025 | 2025-10-31 | 0.98% | −0.38 pp |
| Q3 2025 | 2025-07-31 | 1.25% | −1.15 pp |
| Q2 2025 | 2025-04-30 | 1.63% | −1.37 pp |
| Q1 2025 | 2025-01-31 | 1.77% | −1.55 pp |
| Q4 2024 | 2024-10-31 | 1.37% | −2.06 pp |
| Q3 2024 | 2024-07-31 | 2.40% | — |
| Q2 2024 | 2024-04-30 | 3.00% | — |
| Q1 2024 | 2024-01-31 | 3.31% | — |
| Q4 2023 | 2023-10-31 | 3.43% | — |
| Q3 2022 | 2022-07-31 | 1.66% | −0.51 pp |
| Q2 2022 | 2022-04-30 | 1.47% | −0.82 pp |
| Q3 2021 | 2021-07-31 | 2.18% | — |
| Q2 2021 | 2021-04-30 | 2.29% | — |
VersaBank return on equity trends
Between the periods ended 2021-10-31 and 2025-10-31, VersaBank's return on equity decreased from 7.62% to 6.11%, a change of −1.51 percentage points. The latest reported quarter, Q3 2026, shows 1.80%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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