Waterstone Financial annual operating expenses
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Waterstone Financial Operating Expenses Growth & History (WSBF)
Waterstone Financial's operating expenses was $109.9M for fiscal 2025.
View full Waterstone Financial company overviewWaterstone Financial annual operating expenses history
| Fiscal year | Period ended | Operating expenses | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $109.9M | −$1.8M | −1.58% |
| 2024 | 2024-12-31 | $111.6M | −$8.1M | −6.75% |
| 2023 | 2023-12-31 | $119.7M | −$17.4M | −12.66% |
| 2022 | 2022-12-31 | $137.1M | −$33.5M | −19.66% |
| 2021 | 2021-12-31 | $170.6M | −$12.5M | −6.81% |
| 2020 | 2020-12-31 | $183.1M | $46.8M | +34.33% |
| 2019 | 2019-12-31 | $136.3M | $3.1M | +2.34% |
| 2018 | 2018-12-31 | $133.2M | $1.3M | +0.97% |
| 2017 | 2017-12-31 | $131.9M | $4.4M | +3.49% |
| 2016 | 2016-12-31 | $127.4M | $11.9M | +10.30% |
| 2015 | 2015-12-31 | $115.5M | $10.7M | +10.22% |
| 2014 | 2014-12-31 | $104.8M | $5.7M | +5.72% |
| 2013 | 2013-12-31 | $99.1M | −$3.0M | −2.93% |
| 2012 | 2012-12-31 | $102.1M | $27.6M | +36.95% |
| 2011 | 2011-12-31 | $74.6M | — | — |
Waterstone Financial quarterly operating expenses
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| Fiscal quarter | Period ended | Operating expenses | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $29.4M | $1.0M | +3.53% |
| Q1 2026 | 2026-03-31 | $27.9M | $1.5M | +5.79% |
| Q4 2025 | 2025-12-31 | $27.7M | $2.4M | +9.54% |
| Q3 2025 | 2025-09-30 | $27.5M | −$1.1M | −3.83% |
| Q2 2025 | 2025-06-30 | $28.4M | −$1.9M | −6.22% |
| Q1 2025 | 2025-03-31 | $26.4M | −$1.2M | −4.36% |
| Q4 2024 | 2024-12-31 | $25.3M | −$4.4M | −14.82% |
| Q3 2024 | 2024-09-30 | $28.6M | −$1.5M | −4.87% |
| Q2 2024 | 2024-06-30 | $30.3M | −$663,000 | −2.14% |
| Q1 2024 | 2024-03-31 | $27.6M | −$1.6M | −5.35% |
| Q4 2023 | 2023-12-31 | $29.7M | −$1.7M | −5.48% |
| Q3 2023 | 2023-09-30 | $30.0M | −$5.7M | −15.89% |
| Q2 2023 | 2023-06-30 | $30.9M | −$4.1M | −11.78% |
| Q1 2023 | 2023-03-31 | $29.1M | −$5.8M | −16.68% |
| Q4 2022 | 2022-12-31 | $31.4M | −$9.6M | −23.41% |
| Q3 2022 | 2022-09-30 | $35.7M | −$7.6M | −17.61% |
| Q2 2022 | 2022-06-30 | $35.0M | −$8.2M | −19.05% |
| Q1 2022 | 2022-03-31 | $34.9M | −$8.1M | −18.76% |
| Q4 2021 | 2021-12-31 | $41.0M | −$6.2M | −13.12% |
| Q3 2021 | 2021-09-30 | $43.3M | −$9.7M | −18.26% |
| Q2 2021 | 2021-06-30 | $43.3M | −$4.4M | −9.21% |
| Q1 2021 | 2021-03-31 | $43.0M | $7.8M | +22.13% |
| Q4 2020 | 2020-12-31 | $47.2M | $11.8M | +33.47% |
| Q3 2020 | 2020-09-30 | $53.0M | $16.8M | +46.28% |
| Q2 2020 | 2020-06-30 | $47.7M | $12.3M | +34.89% |
| Q1 2020 | 2020-03-31 | $35.2M | $5.9M | +19.96% |
| Q4 2019 | 2019-12-31 | $35.3M | $3.5M | +10.96% |
| Q3 2019 | 2019-09-30 | $36.2M | −$194,000 | −0.53% |
| Q2 2019 | 2019-06-30 | $35.4M | $618,000 | +1.78% |
| Q1 2019 | 2019-03-31 | $29.3M | −$798,000 | −2.65% |
| Q4 2018 | 2018-12-31 | $31.8M | −$472,000 | −1.46% |
| Q3 2018 | 2018-09-30 | $36.4M | $2.1M | +6.15% |
| Q2 2018 | 2018-06-30 | $34.7M | −$1.4M | −4.01% |
| Q1 2018 | 2018-03-31 | $30.1M | $1.1M | +3.75% |
| Q4 2017 | 2017-12-31 | $32.3M | −$123,000 | −0.38% |
| Q3 2017 | 2017-09-30 | $34.3M | −$1.2M | −3.45% |
| Q2 2017 | 2017-06-30 | $36.2M | $2.0M | +5.71% |
| Q1 2017 | 2017-03-31 | $29.1M | $3.8M | +15.21% |
| Q4 2016 | 2016-12-31 | $32.4M | $5.1M | +18.51% |
| Q3 2016 | 2016-09-30 | $35.5M | $5.8M | +19.32% |
| Q2 2016 | 2016-06-30 | $34.2M | $2.3M | +7.15% |
| Q1 2016 | 2016-03-31 | $25.2M | −$1.2M | −4.56% |
| Q4 2015 | 2015-12-31 | $27.4M | $820,000 | +3.09% |
| Q3 2015 | 2015-09-30 | $29.8M | $2.8M | +10.20% |
| Q2 2015 | 2015-06-30 | $31.9M | $4.3M | +15.74% |
| Q1 2015 | 2015-03-31 | $26.4M | $2.8M | +11.83% |
| Q4 2014 | 2014-12-31 | $26.6M | — | — |
| Q3 2014 | 2014-09-30 | $27.0M | $2.6M | +10.71% |
| Q2 2014 | 2014-06-30 | $27.6M | $156,000 | +0.57% |
| Q1 2014 | 2014-03-31 | $23.6M | — | — |
| Q3 2013 | 2013-09-30 | $24.4M | $545,000 | +2.28% |
| Q2 2013 | 2013-06-30 | $27.4M | — | — |
| Q3 2012 | 2012-09-30 | $23.9M | — | — |
Waterstone Financial operating expenses trends
Over the last five fiscal years, Waterstone Financial's operating expenses decreased from $183.1M to $109.9M, a change of −$73.2M. The latest reported quarter, Q2 2026, shows $29.4M.
About the metric
What operating expenses mean
Operating expenses are the recurring costs of running a company’s business beyond the direct costs used to calculate gross profit. They commonly include selling, general and administrative expenses, research and development, and other operating costs.
Calculation and source
SEC-reported and calculated operating expenses
TickerStat uses operating expenses reported in company SEC filings when available. When a separate total is unavailable, it calculates operating expenses as aligned gross profit minus operating income for the same fiscal period. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Waterstone Financial source filings ↗