Zions Bancorporation, National Association annual debt-to-equity ratio
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2025
Zions Bancorporation, National Association Debt-to-Equity Ratio Growth & History (ZION)
Zions Bancorporation, National Association's debt-to-equity ratio was 0.67 for fiscal 2025.
View full Zions Bancorporation, National Association company overviewZions Bancorporation, National Association annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.67 | −0.15 | −17.92% |
| 2024 | 2024-12-31 | 0.82 | −0.08 | −8.83% |
| 2023 | 2023-12-31 | 0.90 | −1.40 | −60.95% |
| 2022 | 2022-12-31 | 2.30 | 2.02 | +702.87% |
| 2021 | 2021-12-31 | 0.29 | −0.11 | −28.22% |
| 2020 | 2020-12-31 | 0.40 | −0.15 | −27.00% |
| 2019 | 2019-12-31 | 0.55 | −0.29 | −34.94% |
| 2018 | 2018-12-31 | 0.84 | 0.79 | +1582.81% |
| 2017 | 2017-12-31 | 0.05 | −0.02 | −28.78% |
| 2016 | 2016-12-31 | 0.07 | −0.04 | −35.19% |
| 2015 | 2015-12-31 | 0.11 | −0.04 | −26.98% |
| 2014 | 2014-12-31 | 0.15 | −0.24 | −62.25% |
| 2013 | 2013-12-31 | 0.39 | −0.05 | −10.51% |
| 2012 | 2012-12-31 | 0.44 | 0.07 | +19.73% |
| 2011 | 2011-12-31 | 0.37 | −0.03 | −8.48% |
| 2010 | 2010-12-31 | 0.40 | 0.04 | +12.24% |
| 2009 | 2009-12-31 | 0.36 | — | — |
Zions Bancorporation, National Association quarterly debt-to-equity ratio
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| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.29 | 0.10 | +57.12% |
| Q1 2026 | 2026-03-31 | 0.30 | 0.11 | +59.78% |
| Q4 2025 | 2025-12-31 | 0.67 | −0.15 | −17.92% |
| Q3 2025 | 2025-09-30 | 0.25 | 0.14 | +118.79% |
| Q2 2025 | 2025-06-30 | 0.18 | 0.06 | +50.05% |
| Q1 2025 | 2025-03-31 | 0.19 | 0.06 | +49.94% |
| Q4 2024 | 2024-12-31 | 0.82 | −0.08 | −8.83% |
| Q3 2024 | 2024-09-30 | 0.12 | −0.02 | −17.43% |
| Q2 2024 | 2024-06-30 | 0.12 | −0.02 | −12.43% |
| Q1 2024 | 2024-03-31 | 0.13 | −0.04 | −23.90% |
| Q4 2023 | 2023-12-31 | 0.90 | −1.40 | −60.95% |
| Q3 2023 | 2023-09-30 | 0.14 | −0.04 | −23.87% |
| Q2 2023 | 2023-06-30 | 0.14 | −0.02 | −11.12% |
| Q1 2023 | 2023-03-31 | 0.17 | 0.02 | +15.80% |
| Q4 2022 | 2022-12-31 | 2.30 | 2.02 | +702.87% |
| Q3 2022 | 2022-09-30 | 0.18 | 0.02 | +14.17% |
| Q2 2022 | 2022-06-30 | 0.16 | −0.03 | −18.18% |
| Q1 2022 | 2022-03-31 | 0.14 | −0.05 | −25.39% |
| Q4 2021 | 2021-12-31 | 0.29 | −0.11 | −28.22% |
| Q3 2021 | 2021-09-30 | 0.16 | −0.05 | −22.98% |
| Q2 2021 | 2021-06-30 | 0.19 | −0.02 | −8.84% |
| Q1 2021 | 2021-03-31 | 0.19 | −0.08 | −29.14% |
| Q4 2020 | 2020-12-31 | 0.40 | −0.15 | −27.00% |
| Q3 2020 | 2020-09-30 | 0.21 | 0.01 | +4.54% |
| Q2 2020 | 2020-06-30 | 0.21 | 0.01 | +7.54% |
| Q1 2020 | 2020-03-31 | 0.27 | 0.08 | +39.91% |
| Q4 2019 | 2019-12-31 | 0.55 | −0.29 | −34.94% |
| Q3 2019 | 2019-09-30 | 0.20 | 0.08 | +71.19% |
| Q2 2019 | 2019-06-30 | 0.20 | 0.15 | +288.36% |
| Q1 2019 | 2019-03-31 | 0.20 | 0.14 | +288.26% |
| Q4 2018 | 2018-12-31 | 0.84 | 0.79 | +1582.81% |
| Q3 2018 | 2018-09-30 | 0.12 | 0.07 | +135.21% |
| Q2 2018 | 2018-06-30 | 0.05 | 0.00 | +1.68% |
| Q1 2018 | 2018-03-31 | 0.05 | 0.00 | +1.13% |
| Q4 2017 | 2017-12-31 | 0.05 | −0.02 | −28.78% |
| Q3 2017 | 2017-09-30 | 0.05 | −0.02 | −33.48% |
| Q2 2017 | 2017-06-30 | 0.05 | −0.04 | −45.98% |
| Q1 2017 | 2017-03-31 | 0.05 | −0.06 | −52.85% |
| Q4 2016 | 2016-12-31 | 0.07 | −0.04 | −35.19% |
| Q3 2016 | 2016-09-30 | 0.07 | −0.05 | −39.93% |
| Q2 2016 | 2016-06-30 | 0.09 | −0.05 | −34.33% |
| Q1 2016 | 2016-03-31 | 0.11 | −0.04 | −27.97% |
| Q4 2015 | 2015-12-31 | 0.11 | −0.04 | −26.98% |
| Q3 2015 | 2015-09-30 | 0.12 | −0.03 | −18.64% |
| Q2 2015 | 2015-06-30 | 0.14 | −0.15 | −51.58% |
| Q1 2015 | 2015-03-31 | 0.15 | −0.18 | −55.37% |
| Q4 2014 | 2014-12-31 | 0.15 | −0.24 | −62.25% |
| Q3 2014 | 2014-09-30 | 0.15 | −0.21 | −58.18% |
| Q2 2014 | 2014-06-30 | 0.29 | −0.03 | −8.92% |
| Q1 2014 | 2014-03-31 | 0.33 | −0.04 | −11.46% |
| Q4 2013 | 2013-12-31 | 0.39 | −0.05 | −10.51% |
| Q3 2013 | 2013-09-30 | 0.36 | −0.03 | −7.40% |
| Q2 2013 | 2013-06-30 | 0.32 | −0.03 | −9.59% |
| Q1 2013 | 2013-03-31 | 0.37 | 0.01 | +3.59% |
| Q4 2012 | 2012-12-31 | 0.44 | 0.07 | +19.73% |
| Q3 2012 | 2012-09-30 | 0.39 | 0.12 | +43.25% |
| Q2 2012 | 2012-06-30 | 0.35 | 0.08 | +28.89% |
| Q1 2012 | 2012-03-31 | 0.36 | 0.07 | +26.01% |
| Q4 2011 | 2011-12-31 | 0.37 | −0.03 | −8.48% |
| Q3 2011 | 2011-09-30 | 0.27 | −0.02 | −8.13% |
| Q2 2011 | 2011-06-30 | 0.27 | −0.03 | −9.75% |
| Q1 2011 | 2011-03-31 | 0.28 | — | — |
| Q4 2010 | 2010-12-31 | 0.40 | 0.04 | +12.24% |
| Q3 2010 | 2010-09-30 | 0.30 | — | — |
| Q2 2010 | 2010-06-30 | 0.30 | — | — |
| Q4 2009 | 2009-12-31 | 0.36 | — | — |
Zions Bancorporation, National Association debt-to-equity ratio trends
Over the last five fiscal years, Zions Bancorporation, National Association's debt-to-equity ratio increased from 0.40 to 0.67, a change of 0.27. The latest reported quarter, Q2 2026, shows 0.29.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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