Zions Bancorporation, National Association Return on Equity (ROE) Growth & History (ZION)
Zions Bancorporation, National Association's return on equity was 13.51% for fiscal 2025.
View full Zions Bancorporation, National Association company overviewZions Bancorporation, National Association annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 13.51% | +0.24 pp |
| 2024 | 2024-12-31 | 13.27% | +0.42 pp |
| 2023 | 2023-12-31 | 12.85% | −1.83 pp |
| 2022 | 2022-12-31 | 14.68% | −0.03 pp |
| 2021 | 2021-12-31 | 14.71% | +7.64 pp |
| 2020 | 2020-12-31 | 7.07% | −3.86 pp |
| 2019 | 2019-12-31 | 10.93% | −0.66 pp |
| 2018 | 2018-12-31 | 11.59% | +3.86 pp |
| 2017 | 2017-12-31 | 7.73% | +1.54 pp |
| 2016 | 2016-12-31 | 6.20% | +2.04 pp |
| 2015 | 2015-12-31 | 4.15% | −1.61 pp |
| 2014 | 2014-12-31 | 5.76% | +1.55 pp |
| 2013 | 2013-12-31 | 4.22% | −1.15 pp |
| 2012 | 2012-12-31 | 5.36% | +0.61 pp |
| 2011 | 2011-12-31 | 4.75% | +9.49 pp |
| 2010 | 2010-12-31 | −4.74% | +15.16 pp |
| 2009 | 2009-12-31 | −19.90% | — |
Zions Bancorporation, National Association quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 6.05% | +2.27 pp |
| Q1 2026 | 2026-03-31 | 3.22% | +0.49 pp |
| Q4 2025 | 2025-12-31 | 3.75% | +0.29 pp |
| Q3 2025 | 2025-09-30 | 3.30% | −0.15 pp |
| Q2 2025 | 2025-06-30 | 3.78% | +0.38 pp |
| Q1 2025 | 2025-03-31 | 2.73% | +0.07 pp |
| Q4 2024 | 2024-12-31 | 3.45% | +1.16 pp |
| Q3 2024 | 2024-09-30 | 3.45% | +0.15 pp |
| Q2 2024 | 2024-06-30 | 3.39% | +0.05 pp |
| Q1 2024 | 2024-03-31 | 2.66% | −1.39 pp |
| Q4 2023 | 2023-12-31 | 2.29% | −3.63 pp |
| Q3 2023 | 2023-09-30 | 3.30% | −0.90 pp |
| Q2 2023 | 2023-06-30 | 3.34% | −0.06 pp |
| Q1 2023 | 2023-03-31 | 4.05% | +1.10 pp |
| Q4 2022 | 2022-12-31 | 5.92% | +3.13 pp |
| Q3 2022 | 2022-09-30 | 4.20% | +1.17 pp |
| Q2 2022 | 2022-06-30 | 3.40% | −1.03 pp |
| Q1 2022 | 2022-03-31 | 2.95% | −1.12 pp |
| Q4 2021 | 2021-12-31 | 2.80% | −0.86 pp |
| Q3 2021 | 2021-09-30 | 3.04% | +0.74 pp |
| Q2 2021 | 2021-06-30 | 4.43% | +3.56 pp |
| Q1 2021 | 2021-03-31 | 4.07% | +3.88 pp |
| Q4 2020 | 2020-12-31 | 3.65% | +1.19 pp |
| Q3 2020 | 2020-09-30 | 2.30% | −0.64 pp |
| Q2 2020 | 2020-06-30 | 0.88% | −1.73 pp |
| Q1 2020 | 2020-03-31 | 0.19% | −2.62 pp |
| Q4 2019 | 2019-12-31 | 2.46% | −0.52 pp |
| Q3 2019 | 2019-09-30 | 2.94% | −0.00 pp |
| Q2 2019 | 2019-06-30 | 2.61% | +0.03 pp |
| Q1 2019 | 2019-03-31 | 2.81% | −0.30 pp |
| Q4 2018 | 2018-12-31 | 2.99% | +1.38 pp |
| Q3 2018 | 2018-09-30 | 2.94% | +0.86 pp |
| Q2 2018 | 2018-06-30 | 2.58% | +0.41 pp |
| Q1 2018 | 2018-03-31 | 3.11% | +1.30 pp |
| Q4 2017 | 2017-12-31 | 1.61% | −0.18 pp |
| Q3 2017 | 2017-09-30 | 2.08% | +0.42 pp |
| Q2 2017 | 2017-06-30 | 2.17% | +0.68 pp |
| Q1 2017 | 2017-03-31 | 1.81% | +0.61 pp |
| Q4 2016 | 2016-12-31 | 1.79% | +0.44 pp |
| Q3 2016 | 2016-09-30 | 1.66% | +0.33 pp |
| Q2 2016 | 2016-06-30 | 1.49% | +1.31 pp |
| Q1 2016 | 2016-03-31 | 1.20% | −0.04 pp |
| Q4 2015 | 2015-12-31 | 1.35% | +0.24 pp |
| Q3 2015 | 2015-09-30 | 1.33% | −0.04 pp |
| Q2 2015 | 2015-06-30 | 0.19% | −1.61 pp |
| Q1 2015 | 2015-03-31 | 1.24% | −0.31 pp |
| Q4 2014 | 2014-12-31 | 1.11% | +1.76 pp |
| Q3 2014 | 2014-09-30 | 1.37% | −0.32 pp |
| Q2 2014 | 2014-06-30 | 1.80% | +0.54 pp |
| Q1 2014 | 2014-03-31 | 1.55% | −0.23 pp |
| Q4 2013 | 2013-12-31 | −0.65% | −1.62 pp |
| Q3 2013 | 2013-09-30 | 1.69% | −0.08 pp |
| Q2 2013 | 2013-06-30 | 1.26% | −0.17 pp |
| Q1 2013 | 2013-03-31 | 1.78% | +0.44 pp |
| Q4 2012 | 2012-12-31 | 0.97% | −0.31 pp |
| Q3 2012 | 2012-09-30 | 1.77% | +0.19 pp |
| Q2 2012 | 2012-06-30 | 1.42% | +0.36 pp |
| Q1 2012 | 2012-03-31 | 1.34% | +0.55 pp |
| Q4 2011 | 2011-12-31 | 1.28% | +2.38 pp |
| Q3 2011 | 2011-09-30 | 1.58% | +2.31 pp |
| Q2 2011 | 2011-06-30 | 1.07% | +2.93 pp |
| Q1 2011 | 2011-03-31 | 0.79% | — |
| Q4 2010 | 2010-12-31 | −1.10% | — |
| Q3 2010 | 2010-09-30 | −0.73% | — |
| Q2 2010 | 2010-06-30 | −1.87% | — |
Zions Bancorporation, National Association return on equity trends
Over the last five fiscal years, Zions Bancorporation, National Association's return on equity increased from 7.07% to 13.51%, a change of +6.44 percentage points. The latest reported quarter, Q2 2026, shows 6.05%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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