Crédit Agricole S.A. lifts quarterly earnings as revenues outpace costs

Crédit Agricole S.A. ($ACA-EURONEXT) reported third-quarter 2026 attributable profit of €1.991 billion. Profit increased 11.0% after adjusting the comparison for the SBI Funds Management flotation gain and a prior-year non-controlling-interest effect. Revenue rose 7.5% to €7.092 billion, while operating expenses increased 2.4%, allowing gross operating income to expand 14.6% to €3.164 billion.

The stronger operating performance improved the cost-to-income ratio to 55.4% from 58.2%. Credit costs nevertheless increased 19.6% to €585 million, including additional provisions against performing loans. The bank’s common-equity Tier 1 capital ratio stood at 11.2%, approximately 2.4 percentage points above its regulatory requirement. These figures concern the listed Crédit Agricole S.A. business; the wider cooperative group reports a different earnings and capital perimeter.

Sources:

• GlobeNewswire