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FICO keeps preferred mortgage scoring bundle at $10

FICO ($FICO) will maintain its $10 wholesale mortgage score price for lenders and brokers enrolled in its Preferred Program through participating tri-merge resellers. The package includes both the established Classic FICO Score and FICO Score 10T. Eligibility depends on lenders committing to FICO through those distribution partners, so the announcement applies to a defined customer program. Keeping the price unchanged from the previous year gives participating mortgage lenders greater certainty

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FICO Score 10T gains timetable for FHA mortgage underwriting

FICO ($FICO) said its Score 10T model will become available to Federal Housing Administration-approved mortgage lenders from the start of 2027. The announcement provides a concrete implementation timetable for use of the newer scoring system in FHA mortgage underwriting. The model incorporates trended credit information and rental-payment data to assess borrower behavior over time. FICO argues that these features improve risk prediction and can support broader lending access, although the releas

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