Citigroup Return on Equity (ROE) Growth & History (C)
Citigroup's return on equity was 6.80% for fiscal 2025.
View full Citigroup company overviewCitigroup annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 6.80% | +0.67 pp |
| 2024 | 2024-12-31 | 6.13% | +1.59 pp |
| 2023 | 2023-12-31 | 4.54% | −2.83 pp |
| 2022 | 2022-12-31 | 7.36% | −3.57 pp |
| 2021 | 2021-12-31 | 10.94% | +5.31 pp |
| 2020 | 2020-12-31 | 5.63% | −4.34 pp |
| 2019 | 2019-12-31 | 9.96% | +0.87 pp |
| 2018 | 2018-12-31 | 9.09% | +12.28 pp |
| 2017 | 2017-12-31 | −3.19% | −9.86 pp |
| 2016 | 2016-12-31 | 6.67% | −1.31 pp |
| 2015 | 2015-12-31 | 7.98% | +4.45 pp |
| 2014 | 2014-12-31 | 3.53% | −3.42 pp |
| 2013 | 2013-12-31 | 6.94% | +2.83 pp |
| 2012 | 2012-12-31 | 4.11% | −2.37 pp |
| 2011 | 2011-12-31 | 6.49% | −0.22 pp |
| 2010 | 2010-12-31 | 6.71% | +7.80 pp |
| 2009 | 2009-12-31 | −1.09% | +20.17 pp |
| 2008 | 2008-12-31 | −21.26% | — |
Citigroup quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 2.76% | +0.87 pp |
| Q1 2026 | 2026-03-31 | 2.73% | +0.80 pp |
| Q4 2025 | 2025-12-31 | 1.16% | −0.21 pp |
| Q3 2025 | 2025-09-30 | 1.76% | +0.21 pp |
| Q2 2025 | 2025-06-30 | 1.89% | +0.34 pp |
| Q1 2025 | 2025-03-31 | 1.93% | +0.29 pp |
| Q4 2024 | 2024-12-31 | 1.37% | +2.25 pp |
| Q3 2024 | 2024-09-30 | 1.55% | −0.14 pp |
| Q2 2024 | 2024-06-30 | 1.55% | +0.15 pp |
| Q1 2024 | 2024-03-31 | 1.64% | −0.61 pp |
| Q4 2023 | 2023-12-31 | −0.89% | −2.14 pp |
| Q3 2023 | 2023-09-30 | 1.70% | −0.05 pp |
| Q2 2023 | 2023-06-30 | 1.40% | −0.89 pp |
| Q1 2023 | 2023-03-31 | 2.25% | +0.09 pp |
| Q4 2022 | 2022-12-31 | 1.26% | −0.32 pp |
| Q3 2022 | 2022-09-30 | 1.75% | −0.55 pp |
| Q2 2022 | 2022-06-30 | 2.29% | −0.77 pp |
| Q1 2022 | 2022-03-31 | 2.15% | −1.80 pp |
| Q4 2021 | 2021-12-31 | 1.58% | −0.62 pp |
| Q3 2021 | 2021-09-30 | 2.30% | +0.67 pp |
| Q2 2021 | 2021-06-30 | 3.06% | +2.51 pp |
| Q1 2021 | 2021-03-31 | 3.95% | +2.64 pp |
| Q4 2020 | 2020-12-31 | 2.19% | −0.36 pp |
| Q3 2020 | 2020-09-30 | 1.63% | −0.86 pp |
| Q2 2020 | 2020-06-30 | 0.55% | −1.89 pp |
| Q1 2020 | 2020-03-31 | 1.32% | −1.08 pp |
| Q4 2019 | 2019-12-31 | 2.56% | +0.36 pp |
| Q3 2019 | 2019-09-30 | 2.50% | +0.17 pp |
| Q2 2019 | 2019-06-30 | 2.44% | +0.20 pp |
| Q1 2019 | 2019-03-31 | 2.40% | +0.11 pp |
| Q4 2018 | 2018-12-31 | 2.19% | +11.01 pp |
| Q3 2018 | 2018-09-30 | 2.33% | +0.52 pp |
| Q2 2018 | 2018-06-30 | 2.23% | +0.54 pp |
| Q1 2018 | 2018-03-31 | 2.29% | +0.49 pp |
| Q4 2017 | 2017-12-31 | −8.82% | −10.39 pp |
| Q3 2017 | 2017-09-30 | 1.81% | +0.15 pp |
| Q2 2017 | 2017-06-30 | 1.69% | −0.05 pp |
| Q1 2017 | 2017-03-31 | 1.80% | +0.25 pp |
| Q4 2016 | 2016-12-31 | 1.56% | +0.06 pp |
| Q3 2016 | 2016-09-30 | 1.66% | −0.29 pp |
| Q2 2016 | 2016-06-30 | 1.74% | −0.49 pp |
| Q1 2016 | 2016-03-31 | 1.56% | −0.69 pp |
| Q4 2015 | 2015-12-31 | 1.51% | +1.34 pp |
| Q3 2015 | 2015-09-30 | 1.95% | +0.61 pp |
| Q2 2015 | 2015-06-30 | 2.23% | +2.15 pp |
| Q1 2015 | 2015-03-31 | 2.25% | +0.33 pp |
| Q4 2014 | 2014-12-31 | 0.16% | −1.04 pp |
| Q3 2014 | 2014-09-30 | 1.34% | −0.29 pp |
| Q2 2014 | 2014-06-30 | 0.09% | −2.06 pp |
| Q1 2014 | 2014-03-31 | 1.91% | −0.08 pp |
| Q4 2013 | 2013-12-31 | 1.21% | +0.57 pp |
| Q3 2013 | 2013-09-30 | 1.63% | +1.37 pp |
| Q2 2013 | 2013-06-30 | 2.15% | +0.54 pp |
| Q1 2013 | 2013-03-31 | 1.99% | +0.36 pp |
| Q4 2012 | 2012-12-31 | 0.64% | +0.10 pp |
| Q3 2012 | 2012-09-30 | 0.25% | −1.88 pp |
| Q2 2012 | 2012-06-30 | 1.61% | −0.31 pp |
| Q1 2012 | 2012-03-31 | 1.63% | −0.16 pp |
| Q4 2011 | 2011-12-31 | 0.54% | −0.26 pp |
| Q3 2011 | 2011-09-30 | 2.13% | +0.77 pp |
| Q2 2011 | 2011-06-30 | 1.92% | +0.16 pp |
| Q1 2011 | 2011-03-31 | 1.79% | −1.12 pp |
| Q4 2010 | 2010-12-31 | 0.80% | +5.97 pp |
| Q3 2010 | 2010-09-30 | 1.36% | +1.29 pp |
| Q2 2010 | 2010-06-30 | 1.76% | — |
| Q1 2010 | 2010-03-31 | 2.91% | — |
| Q4 2009 | 2009-12-31 | −5.16% | — |
| Q3 2009 | 2009-09-30 | 0.07% | — |
Citigroup return on equity trends
Over the last five fiscal years, Citigroup's return on equity increased from 5.63% to 6.80%, a change of +1.17 percentage points. The latest reported quarter, Q2 2026, shows 2.76%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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