Credit Acceptance annual operating expenses
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Credit Acceptance Operating Expenses Growth & History (CACC)
Credit Acceptance's operating expenses was $1.75B for fiscal 2025.
View full Credit Acceptance company overviewCredit Acceptance annual operating expenses history
| Fiscal year | Period ended | Operating expenses | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $1.75B | −$81.1M | −4.42% |
| 2024 | 2024-12-31 | $1.83B | $298.6M | +19.46% |
| 2023 | 2023-12-31 | $1.53B | $413.6M | +36.91% |
| 2022 | 2022-12-31 | $1.12B | $525.6M | +88.32% |
| 2021 | 2021-12-31 | $595.1M | −$524.7M | −46.86% |
| 2020 | 2020-12-31 | $1.12B | $486.7M | +76.88% |
| 2019 | 2019-12-31 | $633.1M | $102.4M | +19.30% |
| 2018 | 2018-12-31 | $530.7M | $4.5M | +0.86% |
| 2017 | 2017-12-31 | $526.2M | $88.2M | +20.14% |
| 2016 | 2016-12-31 | $438.0M | $87.2M | +24.86% |
| 2015 | 2015-12-31 | $350.8M | $48.2M | +15.93% |
| 2014 | 2014-12-31 | $302.6M | $18.7M | +6.59% |
| 2013 | 2013-12-31 | $283.9M | $17.8M | +6.69% |
| 2012 | 2012-12-31 | $266.1M | $37.3M | +16.30% |
| 2011 | 2011-12-31 | $228.8M | $40.2M | +21.31% |
| 2010 | 2010-12-31 | $188.6M | $37.0M | +24.38% |
| 2009 | 2009-12-31 | $151.6M | — | — |
Credit Acceptance quarterly operating expenses
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| Fiscal quarter | Period ended | Operating expenses | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $418.8M | −$47.2M | −10.13% |
| Q1 2026 | 2026-03-31 | $405.0M | −$24.4M | −5.68% |
| Q4 2025 | 2025-12-31 | $422.9M | $48.9M | +13.07% |
| Q3 2025 | 2025-09-30 | $433.5M | −$10.3M | −2.32% |
| Q2 2025 | 2025-06-30 | $466.0M | −$127.5M | −21.48% |
| Q1 2025 | 2025-03-31 | $429.4M | $7.8M | +1.85% |
| Q4 2024 | 2024-12-31 | $374.0M | −$1.2M | −0.32% |
| Q3 2024 | 2024-09-30 | $443.8M | $61.7M | +16.15% |
| Q2 2024 | 2024-06-30 | $593.5M | $143.5M | +31.89% |
| Q1 2024 | 2024-03-31 | $421.6M | $94.6M | +28.93% |
| Q4 2023 | 2023-12-31 | $375.2M | $79.2M | +26.76% |
| Q3 2023 | 2023-09-30 | $382.1M | $43.9M | +12.98% |
| Q2 2023 | 2023-06-30 | $450.0M | $134.7M | +42.72% |
| Q1 2023 | 2023-03-31 | $327.0M | $155.8M | +91.00% |
| Q4 2022 | 2022-12-31 | $296.0M | $117.5M | +65.83% |
| Q3 2022 | 2022-09-30 | $338.2M | $200.3M | +145.25% |
| Q2 2022 | 2022-06-30 | $315.3M | $223.3M | +242.72% |
| Q1 2022 | 2022-03-31 | $171.2M | −$15.5M | −8.30% |
| Q4 2021 | 2021-12-31 | $178.5M | −$52.8M | −22.83% |
| Q3 2021 | 2021-09-30 | $137.9M | $29.8M | +27.57% |
| Q2 2021 | 2021-06-30 | $92.0M | −$186.5M | −66.97% |
| Q1 2021 | 2021-03-31 | $186.7M | −$315.2M | −62.80% |
| Q4 2020 | 2020-12-31 | $231.3M | $60.6M | +35.50% |
| Q3 2020 | 2020-09-30 | $108.1M | −$51.5M | −32.27% |
| Q2 2020 | 2020-06-30 | $278.5M | $123.2M | +79.33% |
| Q1 2020 | 2020-03-31 | $501.9M | $354.4M | +240.27% |
| Q4 2019 | 2019-12-31 | $170.7M | $28.9M | +20.38% |
| Q3 2019 | 2019-09-30 | $159.6M | $26.0M | +19.46% |
| Q2 2019 | 2019-06-30 | $155.3M | $37.9M | +32.28% |
| Q1 2019 | 2019-03-31 | $147.5M | $9.6M | +6.96% |
| Q4 2018 | 2018-12-31 | $141.8M | −$23.1M | −14.01% |
| Q3 2018 | 2018-09-30 | $133.6M | $9.8M | +7.92% |
| Q2 2018 | 2018-06-30 | $117.4M | −$1.5M | −1.26% |
| Q1 2018 | 2018-03-31 | $137.9M | $19.3M | +16.27% |
| Q4 2017 | 2017-12-31 | $164.9M | $50.3M | +43.89% |
| Q3 2017 | 2017-09-30 | $123.8M | $13.7M | +12.44% |
| Q2 2017 | 2017-06-30 | $118.9M | $15.1M | +14.55% |
| Q1 2017 | 2017-03-31 | $118.6M | $9.1M | +8.31% |
| Q4 2016 | 2016-12-31 | $114.6M | $22.7M | +24.70% |
| Q3 2016 | 2016-09-30 | $110.1M | $17.8M | +19.28% |
| Q2 2016 | 2016-06-30 | $103.8M | $18.1M | +21.12% |
| Q1 2016 | 2016-03-31 | $109.5M | $28.6M | +35.35% |
| Q4 2015 | 2015-12-31 | $91.9M | $23.2M | +33.77% |
| Q3 2015 | 2015-09-30 | $92.3M | $25.9M | +39.01% |
| Q2 2015 | 2015-06-30 | $85.7M | $15.1M | +21.39% |
| Q1 2015 | 2015-03-31 | $80.9M | −$16.0M | −16.51% |
| Q4 2014 | 2014-12-31 | $68.7M | −$3.1M | −4.32% |
| Q3 2014 | 2014-09-30 | $66.4M | −$4.1M | −5.82% |
| Q2 2014 | 2014-06-30 | $70.6M | −$1.4M | −1.94% |
| Q1 2014 | 2014-03-31 | $96.9M | $27.3M | +39.22% |
| Q4 2013 | 2013-12-31 | $71.8M | $3.8M | +5.59% |
| Q3 2013 | 2013-09-30 | $70.5M | −$1.4M | −1.95% |
| Q2 2013 | 2013-06-30 | $72.0M | $9.4M | +15.02% |
| Q1 2013 | 2013-03-31 | $69.6M | $6.0M | +9.43% |
| Q4 2012 | 2012-12-31 | $68.0M | $9.8M | +16.84% |
| Q3 2012 | 2012-09-30 | $71.9M | $16.9M | +30.73% |
| Q2 2012 | 2012-06-30 | $62.6M | $3.3M | +5.56% |
| Q1 2012 | 2012-03-31 | $63.6M | $7.3M | +12.97% |
| Q4 2011 | 2011-12-31 | $58.2M | — | — |
| Q3 2011 | 2011-09-30 | $55.0M | $8.5M | +18.37% |
| Q2 2011 | 2011-06-30 | $59.3M | $14.2M | +31.36% |
| Q1 2011 | 2011-03-31 | $56.3M | — | — |
| Q3 2010 | 2010-09-30 | $46.5M | — | — |
| Q2 2010 | 2010-06-30 | $45.1M | — | — |
Credit Acceptance operating expenses trends
Over the last five fiscal years, Credit Acceptance's operating expenses increased from $1.12B to $1.75B, a change of $632.0M. The latest reported quarter, Q2 2026, shows $418.8M.
About the metric
What operating expenses mean
Operating expenses are the recurring costs of running a company’s business beyond the direct costs used to calculate gross profit. They commonly include selling, general and administrative expenses, research and development, and other operating costs.
Calculation and source
SEC-reported and calculated operating expenses
TickerStat uses operating expenses reported in company SEC filings when available. When a separate total is unavailable, it calculates operating expenses as aligned gross profit minus operating income for the same fiscal period. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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