Credit Acceptance annual return on equity
2010
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2025
Credit Acceptance Return on Equity (ROE) Growth & History (CACC)
Credit Acceptance's return on equity was 25.90% for fiscal 2025.
View full Credit Acceptance company overviewCredit Acceptance annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 25.90% | +11.75 pp |
| 2024 | 2024-12-31 | 14.15% | −2.79 pp |
| 2023 | 2023-12-31 | 16.94% | −14.14 pp |
| 2022 | 2022-12-31 | 31.08% | −15.37 pp |
| 2021 | 2021-12-31 | 46.44% | +28.37 pp |
| 2020 | 2020-12-31 | 18.08% | −12.11 pp |
| 2019 | 2019-12-31 | 30.19% | −2.36 pp |
| 2018 | 2018-12-31 | 32.55% | −2.16 pp |
| 2017 | 2017-12-31 | 34.71% | +3.04 pp |
| 2016 | 2016-12-31 | 31.67% | −5.10 pp |
| 2015 | 2015-12-31 | 36.77% | +0.11 pp |
| 2014 | 2014-12-31 | 36.66% | −0.24 pp |
| 2013 | 2013-12-31 | 36.90% | −0.92 pp |
| 2012 | 2012-12-31 | 37.82% | +0.75 pp |
| 2011 | 2011-12-31 | 37.06% | +2.09 pp |
| 2010 | 2010-12-31 | 34.97% | — |
Credit Acceptance quarterly return on equity
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| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 8.76% | +3.41 pp |
| Q1 2026 | 2026-03-31 | 8.94% | +2.80 pp |
| Q4 2025 | 2025-12-31 | 7.87% | −1.08 pp |
| Q3 2025 | 2025-09-30 | 6.91% | +1.98 pp |
| Q2 2025 | 2025-06-30 | 5.35% | +8.29 pp |
| Q1 2025 | 2025-03-31 | 6.14% | +2.37 pp |
| Q4 2024 | 2024-12-31 | 8.95% | +3.53 pp |
| Q3 2024 | 2024-09-30 | 4.92% | +0.82 pp |
| Q2 2024 | 2024-06-30 | −2.94% | −4.22 pp |
| Q1 2024 | 2024-03-31 | 3.78% | −2.17 pp |
| Q4 2023 | 2023-12-31 | 5.42% | −2.50 pp |
| Q3 2023 | 2023-09-30 | 4.11% | −1.48 pp |
| Q2 2023 | 2023-06-30 | 1.28% | −5.54 pp |
| Q1 2023 | 2023-03-31 | 5.94% | −6.47 pp |
| Q4 2022 | 2022-12-31 | 7.92% | −3.60 pp |
| Q3 2022 | 2022-09-30 | 5.58% | −5.92 pp |
| Q2 2022 | 2022-06-30 | 6.82% | −5.30 pp |
| Q1 2022 | 2022-03-31 | 12.41% | +3.76 pp |
| Q4 2021 | 2021-12-31 | 11.52% | +4.31 pp |
| Q3 2021 | 2021-09-30 | 11.50% | +0.43 pp |
| Q2 2021 | 2021-06-30 | 12.12% | +7.34 pp |
| Q1 2021 | 2021-03-31 | 8.65% | +12.53 pp |
| Q4 2020 | 2020-12-31 | 7.21% | +0.38 pp |
| Q3 2020 | 2020-09-30 | 11.07% | +3.88 pp |
| Q2 2020 | 2020-06-30 | 4.78% | −2.93 pp |
| Q1 2020 | 2020-03-31 | −3.88% | −12.02 pp |
| Q4 2019 | 2019-12-31 | 6.83% | −0.85 pp |
| Q3 2019 | 2019-09-30 | 7.19% | −0.81 pp |
| Q2 2019 | 2019-06-30 | 7.71% | −1.00 pp |
| Q1 2019 | 2019-03-31 | 8.14% | +0.62 pp |
| Q4 2018 | 2018-12-31 | 7.68% | −4.58 pp |
| Q3 2018 | 2018-09-30 | 8.00% | +0.26 pp |
| Q2 2018 | 2018-06-30 | 8.71% | +0.50 pp |
| Q1 2018 | 2018-03-31 | 7.52% | −0.46 pp |
| Q4 2017 | 2017-12-31 | 12.27% | +4.78 pp |
| Q3 2017 | 2017-09-30 | 7.75% | +0.09 pp |
| Q2 2017 | 2017-06-30 | 8.22% | +0.01 pp |
| Q1 2017 | 2017-03-31 | 7.98% | +0.23 pp |
| Q4 2016 | 2016-12-31 | 7.49% | −1.12 pp |
| Q3 2016 | 2016-09-30 | 7.66% | −0.63 pp |
| Q2 2016 | 2016-06-30 | 8.20% | −0.89 pp |
| Q1 2016 | 2016-03-31 | 7.75% | −1.91 pp |
| Q4 2015 | 2015-12-31 | 8.60% | −1.46 pp |
| Q3 2015 | 2015-09-30 | 8.29% | −2.12 pp |
| Q2 2015 | 2015-06-30 | 9.10% | −0.90 pp |
| Q1 2015 | 2015-03-31 | 9.67% | +2.87 pp |
| Q4 2014 | 2014-12-31 | 10.06% | +0.91 pp |
| Q3 2014 | 2014-09-30 | 10.41% | +0.72 pp |
| Q2 2014 | 2014-06-30 | 10.00% | +0.38 pp |
| Q1 2014 | 2014-03-31 | 6.80% | −2.93 pp |
| Q4 2013 | 2013-12-31 | 9.15% | −0.67 pp |
| Q3 2013 | 2013-09-30 | 9.69% | +0.39 pp |
| Q2 2013 | 2013-06-30 | 9.62% | −0.55 pp |
| Q1 2013 | 2013-03-31 | 9.72% | +0.68 pp |
| Q4 2012 | 2012-12-31 | 9.82% | +0.14 pp |
| Q3 2012 | 2012-09-30 | 9.30% | −1.40 pp |
| Q2 2012 | 2012-06-30 | 10.17% | +0.39 pp |
| Q1 2012 | 2012-03-31 | 9.04% | — |
| Q4 2011 | 2011-12-31 | 9.68% | — |
| Q3 2011 | 2011-09-30 | 10.69% | — |
| Q2 2011 | 2011-06-30 | 9.78% | — |
Credit Acceptance return on equity trends
Over the last five fiscal years, Credit Acceptance's return on equity increased from 18.08% to 25.90%, a change of +7.82 percentage points. The latest reported quarter, Q2 2026, shows 8.76%.
About the metric
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
Calculation and source
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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