Credit Acceptance annual debt-to-equity ratio
2011
2012
2013
2014
2022
2023
2024
2025
Credit Acceptance Debt-to-Equity Ratio Growth & History (CACC)
Credit Acceptance's debt-to-equity ratio was 4.17 for fiscal 2025.
View full Credit Acceptance company overviewCredit Acceptance annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 4.17 | 0.54 | +14.85% |
| 2024 | 2024-12-31 | 3.63 | 0.74 | +25.66% |
| 2023 | 2023-12-31 | 2.89 | 0.06 | +2.22% |
| 2022 | 2022-12-31 | 2.83 | — | — |
| 2014 | 2014-12-31 | 2.50 | 0.64 | +34.45% |
| 2013 | 2013-12-31 | 1.86 | −0.15 | −7.71% |
| 2012 | 2012-12-31 | 2.01 | 0.16 | +8.84% |
| 2011 | 2011-12-31 | 1.85 | — | — |
Credit Acceptance quarterly debt-to-equity ratio
Q3.11
Q4.11
Q3.12
Q4.12
Q3.13
Q4.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.19
Q2.19
Q3.19
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.96 | −0.21 | −4.95% |
| Q1 2026 | 2026-03-31 | 4.23 | — | — |
| Q4 2025 | 2025-12-31 | 4.17 | — | — |
| Q3 2025 | 2025-09-30 | 4.03 | — | — |
| Q2 2025 | 2025-06-30 | 4.16 | — | — |
| Q3 2019 | 2019-09-30 | 0.00 | — | — |
| Q2 2019 | 2019-06-30 | 0.00 | — | — |
| Q1 2019 | 2019-03-31 | 0.00 | — | — |
| Q4 2014 | 2014-12-31 | 2.50 | 0.64 | +34.45% |
| Q3 2014 | 2014-09-30 | 2.22 | 0.14 | +6.69% |
| Q2 2014 | 2014-06-30 | 2.46 | — | — |
| Q1 2014 | 2014-03-31 | 2.18 | — | — |
| Q4 2013 | 2013-12-31 | 1.86 | −0.15 | −7.71% |
| Q3 2013 | 2013-09-30 | 2.08 | −0.03 | −1.53% |
| Q4 2012 | 2012-12-31 | 2.01 | 0.16 | +8.84% |
| Q3 2012 | 2012-09-30 | 2.11 | 0.15 | +7.48% |
| Q4 2011 | 2011-12-31 | 1.85 | — | — |
| Q3 2011 | 2011-09-30 | 1.96 | — | — |
Credit Acceptance debt-to-equity ratio trends
Between the periods ended 2011-12-31 and 2025-12-31, Credit Acceptance's debt-to-equity ratio increased from 1.85 to 4.17, a change of 2.32. The latest reported quarter, Q2 2026, shows 3.96.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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