Revenue
2022
2023
2024
2025
Chime Financial, Inc. (CHYM)
Price$27.07Cached quote
Net income
2022
2023
2024
2025
Free cash flow
2022
2023
2024
2025
Total cash / debt
CashTotal debt
2022
2023
2024
2025
Financial statements
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Revenue | $2.19B | $1.67B | $1.28B | $1.01B |
| Gross profit | $1.92B | $1.47B | $1.06B | $794.2M |
| Gross margin | 87.97% | 87.60% | 82.81% | 78.72% |
| Research & development | $934.9M | $309.6M | $259.0M | $242.4M |
| Operating expenses | $2.96B | $1.53B | $1.29B | $1.27B |
| Operating income | −$1.04B | −$62.2M | −$235.8M | −$478.7M |
| Operating margin | −47.56% | −3.72% | −18.44% | −47.45% |
| EBITDA | −$1.01B | −$36.8M | −$222.8M | −$471.4M |
| EBITDA margin | −46.19% | −2.20% | −17.43% | −46.73% |
| Net income | −$1.01B | −$25.3M | −$203.2M | −$470.3M |
| Net profit margin | −46.18% | −1.51% | −15.89% | −46.61% |
| Basic EPSper basic share | -$4.27 | -$0.39 | -$3.22 | -$1.41 |
| Diluted EPSper diluted share | -$4.27 | -$0.39 | -$3.22 | -$1.41 |
Owners
Reported shareholders
≈15.06%of listed shares
DST Global VII, L.P. / DSTG VII Investments-4, L.P. / DST Global Advisors Ltd / DST Global VI, L.P. / DST Managers VII Ltd / DSTG VI Investments, L.P. / DSTG VI Investments-A, L.P. / DSTG VII Investments-1, L.P. / DST Investments XXI, L.P. / DST Managers VI Ltd52.27M shares · Jun 13, 2025
View holders
| Holder | % owned |
|---|---|
DST Global VII, L.P. / DSTG VII Investments-4, L.P. / DST Global Advisors Ltd / DST Global VI, L.P. / DST Managers VII Ltd / DSTG VI Investments, L.P. / DSTG VI Investments-A, L.P. / DSTG VII Investments-1, L.P. / DST Investments XXI, L.P. / DST Managers VI Ltd | ≈15.06%52.27M shares |
Galileo (PTC) Ltd | 15.06%52.27M shares |
CROSSLINK CAPITAL INC | 7.54%26.19M shares |
GENERAL ATLANTIC, L.P. | 6.12%21.26M shares |
CAROLAN SHAWN T | ≈5.03%17.46M shares |
Menlo Ventures Management, L.P. | 5.03%17.44M shares |
Aspect Management, LLC | 3.44%11.93M shares |
BlackRock, Inc. | 3.24%11.24M shares |
VANGUARD PORTFOLIO MANAGEMENT LLC | 2.94%10.2M shares |
VANGUARD CAPITAL MANAGEMENT LLC | 2.65%9.22M shares |
FORERUNNER VENTURES MANAGEMENT, LLC | 2.31%8.03M shares |
Capital Research Global Investors | 1.63%5.66M shares |
TIGER GLOBAL MANAGEMENT LLC | 1.52%5.28M shares |
SOFTBANK GROUP CORP. | 1.46%5.07M shares |
ARROWSTREET CAPITAL, LIMITED PARTNERSHIP | 1.43%4.97M shares |
Orland Properties Ltd | 1.33%4.61M shares |
Dragoneer Investment Group, LLC | 1.24%4.31M shares |
Patient Capital Management, LLC | 1.18%4.08M shares |
Divisadero Street Capital Management, LP | 1.04%3.63M shares |
Greenhouse Funds LLLP | 0.98%3.42M shares |
Percentages use 347.11M shares of this listed class outstanding on Jun 30, 2026. ≈ compares the latest reported holding with a share total from a different date; it is not a confirmed current stake.
Gray completes the 100% scale. Reported positions may overlap; holders have different reporting dates.
Source: SEC Form 4 ↗Updated Sep 29, 2026 · Quarterly data
Insider buys & sells
| Transaction | Insider | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|
| Jun 15, 2026Form 4 | FRANKEL ADAM BGeneral Counsel | SellClass A Common Stock | 3.0K | $17.50 | $52.5K | 303.8K |
| Jun 9, 2026Form 4 | FRANKEL ADAM BGeneral Counsel | SellClass A Common Stock | 3.0K | $18.00 | $54.0K | 306.8K |
| Mar 2, 2026Form 4 | Marshall CynthiaDirector | SellClass A Common Stock | 35.0K | $22.28 | $779.8K | 37.8K |
| Jan 9, 2026Form 4 · 10b5-1 | Britt Christopher RChief Executive Officer | SellClass A Common Stock · indirect | 50.0K | $28.06 | $1.40M | 0 |
| Jan 9, 2026Form 4 · 10b5-1 | Newcomb Matthew SChief Financial Officer | SellClass A Common Stock · indirect | 10.0K | $28.01 | $280.1K | 2.24M |
Community posts
Chime agrees to acquire Stride Bank’s parent for $590 million
Chime ($CHYM) signed an agreement to acquire Central Service Corporation, the parent of Stride Bank, for $590 million, subject to contractual price adjustments. Both boards unanimously approved the transaction. The acquisition has not close ...
