Chime Financial annual gross margin
2022
2023
2024
2025
Chime Financial Gross Margin Growth & History (CHYM)
Chime Financial's gross margin was 87.97% for fiscal 2025.
View full Chime Financial company overviewChime Financial annual gross margin history
| Fiscal year | Period ended | Gross margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 87.97% | +0.37 pp |
| 2024 | 2024-12-31 | 87.60% | +4.79 pp |
| 2023 | 2023-12-31 | 82.81% | +4.09 pp |
| 2022 | 2022-12-31 | 78.72% | — |
Chime Financial quarterly gross margin
Q2.24
Q3.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Gross margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 88.82% | +1.53 pp |
| Q1 2026 | 2026-03-31 | 89.64% | +1.29 pp |
| Q4 2025 | 2025-12-31 | 88.91% | — |
| Q3 2025 | 2025-09-30 | 87.23% | −0.08 pp |
| Q2 2025 | 2025-06-30 | 87.29% | +0.44 pp |
| Q1 2025 | 2025-03-31 | 88.35% | — |
| Q3 2024 | 2024-09-30 | 87.31% | — |
| Q2 2024 | 2024-06-30 | 86.86% | — |
Chime Financial gross margin trends
Between the periods ended 2022-12-31 and 2025-12-31, Chime Financial's gross margin increased from 78.72% to 87.97%, a change of +9.25 percentage points. The latest reported quarter, Q2 2026, shows 88.82%.
About the metric
What gross margin means
Gross margin measures the percentage of revenue remaining after the direct costs of producing goods or services. It helps show how efficiently a company turns sales into gross profit before operating expenses.
Calculation and source
How gross margin is calculated
TickerStat calculates gross margin as SEC-reported gross profit divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Chime Financial source filings ↗Community posts
Chime agrees to acquire Stride Bank’s parent for $590 million
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