Chime Financial annual operating margin
2022
2023
2024
2025
Chime Financial Operating Margin Growth & History (CHYM)
Chime Financial's operating margin was −47.56% for fiscal 2025.
View full Chime Financial company overviewChime Financial annual operating margin history
| Fiscal year | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | −47.56% | −43.84 pp |
| 2024 | 2024-12-31 | −3.72% | +14.73 pp |
| 2023 | 2023-12-31 | −18.44% | +29.01 pp |
| 2022 | 2022-12-31 | −47.45% | — |
Chime Financial quarterly operating margin
Q2.24
Q3.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.18% | +179.39 pp |
| Q1 2026 | 2026-03-31 | 7.13% | +5.37 pp |
| Q4 2025 | 2025-12-31 | −9.02% | — |
| Q3 2025 | 2025-09-30 | −11.91% | −4.64 pp |
| Q2 2025 | 2025-06-30 | −176.21% | −173.75 pp |
| Q1 2025 | 2025-03-31 | 1.76% | — |
| Q3 2024 | 2024-09-30 | −7.26% | — |
| Q2 2024 | 2024-06-30 | −2.46% | — |
Chime Financial operating margin trends
Between the periods ended 2022-12-31 and 2025-12-31, Chime Financial's operating margin decreased from −47.45% to −47.56%, a change of −0.11 percentage points. The latest reported quarter, Q2 2026, shows 3.18%.
About the metric
What operating margin means
Operating margin measures the percentage of revenue left after operating costs and expenses. It shows how much operating profit a company generates from each dollar of revenue.
Calculation and source
How operating margin is calculated
TickerStat calculates operating margin as SEC-reported operating income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Chime Financial source filings ↗Community posts
Chime agrees to acquire Stride Bank’s parent for $590 million
Chime ($CHYM) signed an agreement to acquire Central Service Corporation, the parent of Stride Bank, for $590 million, subject to contractual price adjustments. Both boards unanimously approved the transaction. The acquisition has not close ...