Enova International annual debt-to-equity ratio
2013
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2025
Enova International Debt-to-Equity Ratio Growth & History (ENVA)
Enova International's debt-to-equity ratio was 3.39 for fiscal 2025.
View full Enova International company overviewEnova International annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 3.39 | 0.39 | +12.82% |
| 2024 | 2024-12-31 | 3.00 | 0.61 | +25.41% |
| 2023 | 2023-12-31 | 2.40 | 0.46 | +23.96% |
| 2022 | 2022-12-31 | 1.93 | 0.63 | +48.19% |
| 2021 | 2021-12-31 | 1.30 | 0.20 | +17.93% |
| 2020 | 2020-12-31 | 1.11 | −1.62 | −59.44% |
| 2019 | 2019-12-31 | 2.73 | 0.26 | +10.53% |
| 2018 | 2018-12-31 | 2.47 | −0.33 | −11.87% |
| 2017 | 2017-12-31 | 2.80 | 0.11 | +4.11% |
| 2016 | 2016-12-31 | 2.69 | 0.06 | +2.20% |
| 2015 | 2015-12-31 | 2.63 | −0.58 | −18.02% |
| 2014 | 2014-12-31 | 3.21 | 0.76 | +30.94% |
| 2013 | 2013-12-31 | 2.45 | — | — |
Enova International quarterly debt-to-equity ratio
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Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 3.37 | 0.12 | +3.62% |
| Q1 2026 | 2026-03-31 | 3.47 | 0.30 | +9.58% |
| Q4 2025 | 2025-12-31 | 3.39 | 0.39 | +12.82% |
| Q3 2025 | 2025-09-30 | 3.22 | 0.41 | +14.46% |
| Q2 2025 | 2025-06-30 | 3.25 | 0.45 | +15.89% |
| Q1 2025 | 2025-03-31 | 3.17 | 0.50 | +18.73% |
| Q4 2024 | 2024-12-31 | 3.00 | 0.61 | +25.41% |
| Q3 2024 | 2024-09-30 | 2.82 | 0.86 | +43.81% |
| Q2 2024 | 2024-06-30 | 2.81 | 0.95 | +50.78% |
| Q1 2024 | 2024-03-31 | 2.67 | 0.75 | +39.14% |
| Q4 2023 | 2023-12-31 | 2.40 | 0.46 | +23.96% |
| Q3 2023 | 2023-09-30 | 1.96 | 0.13 | +7.17% |
| Q2 2023 | 2023-06-30 | 1.86 | 0.17 | +9.85% |
| Q1 2023 | 2023-03-31 | 1.92 | 0.31 | +19.04% |
| Q4 2022 | 2022-12-31 | 1.93 | 0.63 | +48.19% |
| Q3 2022 | 2022-09-30 | 1.83 | 0.82 | +82.05% |
| Q2 2022 | 2022-06-30 | 1.69 | 0.70 | +69.59% |
| Q1 2022 | 2022-03-31 | 1.61 | 0.67 | +72.03% |
| Q4 2021 | 2021-12-31 | 1.30 | 0.20 | +17.93% |
| Q3 2021 | 2021-09-30 | 1.00 | −0.56 | −35.92% |
| Q2 2021 | 2021-06-30 | 1.00 | −0.98 | −49.50% |
| Q1 2021 | 2021-03-31 | 0.94 | −1.64 | −63.62% |
| Q4 2020 | 2020-12-31 | 1.11 | −1.62 | −59.44% |
| Q3 2020 | 2020-09-30 | 1.57 | −0.53 | −25.31% |
| Q2 2020 | 2020-06-30 | 1.98 | −0.05 | −2.28% |
| Q1 2020 | 2020-03-31 | 2.57 | 0.38 | +17.53% |
| Q4 2019 | 2019-12-31 | 2.73 | 0.26 | +10.53% |
| Q3 2019 | 2019-09-30 | 2.10 | −0.60 | −22.23% |
| Q2 2019 | 2019-06-30 | 2.02 | −0.26 | −11.45% |
| Q1 2019 | 2019-03-31 | 2.19 | −0.20 | −8.41% |
| Q4 2018 | 2018-12-31 | 2.47 | −0.33 | −11.87% |
| Q3 2018 | 2018-09-30 | 2.70 | −0.09 | −3.17% |
| Q2 2018 | 2018-06-30 | 2.29 | −0.04 | −1.72% |
| Q1 2018 | 2018-03-31 | 2.39 | −0.05 | −2.11% |
| Q4 2017 | 2017-12-31 | 2.80 | 0.11 | +4.11% |
| Q3 2017 | 2017-09-30 | 2.79 | 0.06 | +2.21% |
| Q2 2017 | 2017-06-30 | 2.33 | −0.30 | −11.39% |
| Q1 2017 | 2017-03-31 | 2.44 | −0.29 | −10.61% |
| Q4 2016 | 2016-12-31 | 2.69 | 0.06 | +2.20% |
| Q3 2016 | 2016-09-30 | 2.73 | 0.30 | +12.48% |
| Q2 2016 | 2016-06-30 | 2.63 | 0.15 | +6.24% |
| Q1 2016 | 2016-03-31 | 2.73 | −0.05 | −1.74% |
| Q4 2015 | 2015-12-31 | 2.63 | −0.58 | −18.02% |
| Q3 2015 | 2015-09-30 | 2.42 | −1.21 | −33.34% |
| Q2 2015 | 2015-06-30 | 2.47 | — | — |
| Q1 2015 | 2015-03-31 | 2.78 | — | — |
| Q4 2014 | 2014-12-31 | 3.21 | 0.76 | +30.94% |
| Q3 2014 | 2014-09-30 | 3.63 | — | — |
| Q4 2013 | 2013-12-31 | 2.45 | — | — |
Enova International debt-to-equity ratio trends
Over the last five fiscal years, Enova International's debt-to-equity ratio increased from 1.11 to 3.39, a change of 2.28. The latest reported quarter, Q2 2026, shows 3.37.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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