Enova International, Inc. (ENVA)

Price$230.58Cached quote
ENVANYSE
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Financial charts

Revenue

Net income

Free cash flow

Total cash / debt

CashTotal debt

Financial statements

14 annual periodsNewest to oldest
20252024202320222021202020192018201720162015201420132012
Revenue$3.15B$2.66B$2.12B$1.74B$1.21B$1.08B$1.17B$972.6M$728.9M$745.6M$652.6M$809.8M$765.3M$660.9M
Gross profit$1.83B$1.53B$1.23B$1.12B$1.02B$684.2M$571.9M$469.2M$375.4M$417.6M$435.7M$543.0M$450.3M$372.5M
Gross margin58.07%57.55%58.08%64.37%84.79%63.13%48.68%48.24%51.50%56.01%66.77%67.06%58.83%56.35%
Operating expenses$1.09B$944.7M$807.8M$733.6M$611.2M$326.4M$323.7M$293.7M$259.2M$296.1M$311.4M$328.0M$307.7M$63.5M
Operating income$739.4M$584.8M$422.1M$384.0M$413.1M$357.8M$248.2M$175.5M$116.2M$121.5M$124.4M$215.0M$142.6M$114.2M
Operating margin23.46%22.00%19.93%22.12%34.20%33.02%21.13%18.05%15.94%16.29%19.06%26.55%18.63%17.28%
EBITDA$781.3M$625.0M$460.3M$420.9M$448.4M$377.5M$263.3M$189.7M$129.5M$137.0M$142.8M$233.7M$159.7M$127.4M
EBITDA margin24.79%23.51%21.74%24.24%37.12%34.84%22.41%19.51%17.76%18.38%21.88%28.86%20.87%19.28%
Net income$308.4M$209.4M$175.1M$207.4M$256.3M$377.8M$36.6M$70.1M$29.2M$34.6M$44.0M$111.7M$78.0M$58.9M
Net profit margin9.78%7.88%8.27%11.95%21.22%34.87%3.12%7.21%4.01%4.64%6.74%13.79%10.20%8.91%
Basic EPSper basic share$12.25$7.78$5.71$6.42$7.05$11.85$1.09$2.06$0.87$1.04$1.33$3.38$2.36$1.78
Diluted EPSper diluted share$11.52$7.43$5.49$6.19$6.79$11.70$1.06$1.99$0.86$1.03$1.33$3.38$2.36$1.78

Owners

Reported shareholders

Reference date Jun 30, 2026
BlackRock, Inc. · 16.74% of listed sharesVANGUARD CAPITAL MANAGEMENT LLC · 4.28% of listed sharesSTATE STREET CORP · 4.08% of listed sharesInvesco Ltd. · 3.78% of listed sharesDIMENSIONAL FUND ADVISORS LP · 3.54% of listed sharesFMR LLC · 3.49% of listed sharesPRICE T ROWE ASSOCIATES INC /MD/ · 3.41% of listed sharesVANGUARD PORTFOLIO MANAGEMENT LLC · 3.34% of listed sharesRENAISSANCE TECHNOLOGIES LLC · 3.12% of listed sharesGEODE CAPITAL MANAGEMENT, LLC · 2.84% of listed sharesFRANKLIN RESOURCES INC · 2.26% of listed sharesAMERICAN CENTURY COMPANIES INC · 1.67% of listed sharesEmpyrean Capital Partners, LP · 1.57% of listed sharesCHARLES SCHWAB INVESTMENT MANAGEMENT INC · 1.56% of listed sharesMORGAN STANLEY · 1.43% of listed sharesNORTHERN TRUST CORP · 1.19% of listed sharesJPMORGAN CHASE & CO · 1.18% of listed sharesFEEHAN DANIEL R · ≈1.16% of listed sharesGOLDMAN SACHS GROUP INC · 1.13% of listed sharesNo Street GP LP · 1.11% of listed shares
16.74%of listed shares
BlackRock, Inc.4.16M shares · Jun 30, 2026
View holders
Top 20 reported holders of ENVA
Holder% owned
BlackRock, Inc.
16.74%4.16M shares
VANGUARD CAPITAL MANAGEMENT LLC
4.28%1.06M shares
STATE STREET CORP
4.08%1.01M shares
Invesco Ltd.
3.78%941.18K shares
DIMENSIONAL FUND ADVISORS LP
3.54%880.28K shares
FMR LLC
3.49%868.41K shares
PRICE T ROWE ASSOCIATES INC /MD/
3.41%849.35K shares
VANGUARD PORTFOLIO MANAGEMENT LLC
3.34%831.03K shares
RENAISSANCE TECHNOLOGIES LLC
3.12%777.29K shares
GEODE CAPITAL MANAGEMENT, LLC
2.84%707.54K shares
FRANKLIN RESOURCES INC
2.26%563.5K shares
AMERICAN CENTURY COMPANIES INC
1.67%415.1K shares
Empyrean Capital Partners, LP
1.57%391K shares
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
1.56%388.64K shares
MORGAN STANLEY
1.43%355.03K shares
NORTHERN TRUST CORP
1.19%296.86K shares
JPMORGAN CHASE & CO
1.18%293.66K shares
FEEHAN DANIEL R
≈1.16%287.68K shares
GOLDMAN SACHS GROUP INC
1.13%281.91K shares
No Street GP LP
1.11%275K shares

Percentages use 24.89M shares of this listed class outstanding on Jun 30, 2026. ≈ compares the latest reported holding with a share total from a different date; it is not a confirmed current stake.

Gray completes the 100% scale. Reported positions may overlap; holders have different reporting dates.

Source: SEC Form 13F ↗Updated Sep 29, 2026 · Quarterly data

Insider buys & sells

Jul 1, 2024–Jun 30, 2026
Buys1$197.1K disclosed value
Sells (SEC code S)76$92.74M disclosed value
77 recent transactions
TransactionInsiderTypeSharesPriceValueOwned after
Jun 18, 2026Form 4TEBBE MARKDirectorSellCommon stock, par value $0.00001 per share20.0K$201.37$4.03M50.0K
Jun 17, 2026Form 4 · 10b5-1Fisher DavidExecutive ChairmanSellCommon stock, par value $0.00001 per share33.1K$199.05$6.58M306.4K
Jun 16, 2026Form 4GOODYEAR WILLIAM MDirectorSellCommon stock, par value $0.00001 per share3.5K$188.02$658.1K50.8K
Jun 1, 2026Form 4GOODYEAR WILLIAM MDirectorSellCommon stock, par value $0.00001 per share6.0K$163.13$976.0K62.8K
May 29, 2026Form 4RICE LINDA JOHNSONDirectorSellCommon stock, par value $0.00001 per share1.3K$161.20$209.6K6.3K

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