Enova International Return on Equity (ROE) Growth & History (ENVA)
Enova International's return on equity was 24.34% for fiscal 2025.
View full Enova International company overviewEnova International annual return on equity history
| Fiscal year | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 24.34% | +7.16 pp |
| 2024 | 2024-12-31 | 17.19% | +2.75 pp |
| 2023 | 2023-12-31 | 14.44% | −3.77 pp |
| 2022 | 2022-12-31 | 18.20% | −7.30 pp |
| 2021 | 2021-12-31 | 25.50% | −32.90 pp |
| 2020 | 2020-12-31 | 58.40% | +48.29 pp |
| 2019 | 2019-12-31 | 10.11% | −12.16 pp |
| 2018 | 2018-12-31 | 22.27% | +11.10 pp |
| 2017 | 2017-12-31 | 11.17% | −4.29 pp |
| 2016 | 2016-12-31 | 15.46% | −8.98 pp |
| 2015 | 2015-12-31 | 24.44% | −43.85 pp |
| 2014 | 2014-12-31 | 68.29% | +10.59 pp |
| 2013 | 2013-12-31 | 57.71% | — |
Enova International quarterly return on equity
| Fiscal quarter | Period ended | Return on equity | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 7.25% | +0.97 pp |
| Q1 2026 | 2026-03-31 | 6.65% | +0.56 pp |
| Q4 2025 | 2025-12-31 | 6.03% | +0.67 pp |
| Q3 2025 | 2025-09-30 | 6.39% | +2.66 pp |
| Q2 2025 | 2025-06-30 | 6.28% | +1.59 pp |
| Q1 2025 | 2025-03-31 | 6.10% | +2.04 pp |
| Q4 2024 | 2024-12-31 | 5.36% | +2.58 pp |
| Q3 2024 | 2024-09-30 | 3.73% | +0.44 pp |
| Q2 2024 | 2024-06-30 | 4.69% | +0.79 pp |
| Q1 2024 | 2024-03-31 | 4.05% | −0.18 pp |
| Q4 2023 | 2023-12-31 | 2.78% | −1.58 pp |
| Q3 2023 | 2023-09-30 | 3.29% | −1.30 pp |
| Q2 2023 | 2023-06-30 | 3.90% | −0.90 pp |
| Q1 2023 | 2023-03-31 | 4.23% | −0.60 pp |
| Q4 2022 | 2022-12-31 | 4.36% | −0.01 pp |
| Q3 2022 | 2022-09-30 | 4.59% | −0.04 pp |
| Q2 2022 | 2022-06-30 | 4.79% | −2.85 pp |
| Q1 2022 | 2022-03-31 | 4.83% | −3.07 pp |
| Q4 2021 | 2021-12-31 | 4.37% | −26.57 pp |
| Q3 2021 | 2021-09-30 | 4.63% | −13.21 pp |
| Q2 2021 | 2021-06-30 | 7.64% | −2.86 pp |
| Q1 2021 | 2021-03-31 | 7.90% | +6.56 pp |
| Q4 2020 | 2020-12-31 | 30.94% | +43.42 pp |
| Q3 2020 | 2020-09-30 | 17.84% | +11.40 pp |
| Q2 2020 | 2020-06-30 | 10.50% | +4.12 pp |
| Q1 2020 | 2020-03-31 | 1.34% | −8.29 pp |
| Q4 2019 | 2019-12-31 | −12.47% | −14.95 pp |
| Q3 2019 | 2019-09-30 | 6.45% | +1.99 pp |
| Q2 2019 | 2019-06-30 | 6.38% | +0.77 pp |
| Q1 2019 | 2019-03-31 | 9.63% | +0.29 pp |
| Q4 2018 | 2018-12-31 | 2.48% | +0.00 pp |
| Q3 2018 | 2018-09-30 | 4.46% | +5.69 pp |
| Q2 2018 | 2018-06-30 | 5.61% | +1.16 pp |
| Q1 2018 | 2018-03-31 | 9.34% | +3.80 pp |
| Q4 2017 | 2017-12-31 | 2.47% | −1.20 pp |
| Q3 2017 | 2017-09-30 | −1.23% | −4.65 pp |
| Q2 2017 | 2017-06-30 | 4.45% | +0.75 pp |
| Q1 2017 | 2017-03-31 | 5.54% | +0.88 pp |
| Q4 2016 | 2016-12-31 | 3.67% | +1.61 pp |
| Q3 2016 | 2016-09-30 | 3.43% | +1.19 pp |
| Q2 2016 | 2016-06-30 | 3.71% | −2.12 pp |
| Q1 2016 | 2016-03-31 | 4.66% | −10.13 pp |
| Q4 2015 | 2015-12-31 | 2.06% | −13.46 pp |
| Q3 2015 | 2015-09-30 | 2.24% | −9.73 pp |
| Q2 2015 | 2015-06-30 | 5.83% | — |
| Q1 2015 | 2015-03-31 | 14.79% | — |
| Q4 2014 | 2014-12-31 | 15.52% | — |
| Q3 2014 | 2014-09-30 | 11.97% | — |
Enova International return on equity trends
Over the last five fiscal years, Enova International's return on equity decreased from 58.40% to 24.34%, a change of −34.06 percentage points. The latest reported quarter, Q2 2026, shows 7.25%.
What return on equity (ROE) means
Return on equity (ROE) measures how much net income a company generates relative to shareholders’ equity. It can help evaluate how efficiently equity capital is used, but unusually high or negative values may reflect leverage, losses, or a small equity base.
How return on equity is calculated
TickerStat calculates ROE as SEC-reported net income divided by average stockholders’ equity at the beginning and end of the fiscal period. Periods with missing or non-positive average equity are omitted. Quarterly ROE uses quarterly net income and is not annualized. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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