Enova International annual gross margin
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Enova International Gross Margin Growth & History (ENVA)
Enova International's gross margin was 58.07% for fiscal 2025.
View full Enova International company overviewEnova International annual gross margin history
| Fiscal year | Period ended | Gross margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 58.07% | +0.53 pp |
| 2024 | 2024-12-31 | 57.55% | −0.53 pp |
| 2023 | 2023-12-31 | 58.08% | −6.29 pp |
| 2022 | 2022-12-31 | 64.37% | −20.42 pp |
| 2021 | 2021-12-31 | 84.79% | +21.66 pp |
| 2020 | 2020-12-31 | 63.13% | +14.46 pp |
| 2019 | 2019-12-31 | 48.68% | +0.44 pp |
| 2018 | 2018-12-31 | 48.24% | −3.26 pp |
| 2017 | 2017-12-31 | 51.50% | −4.51 pp |
| 2016 | 2016-12-31 | 56.01% | −10.76 pp |
| 2015 | 2015-12-31 | 66.77% | −0.29 pp |
| 2014 | 2014-12-31 | 67.06% | +8.22 pp |
| 2013 | 2013-12-31 | 58.83% | +2.48 pp |
| 2012 | 2012-12-31 | 56.35% | — |
Enova International quarterly gross margin
Q3.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Gross margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 61.15% | +3.37 pp |
| Q1 2026 | 2026-03-31 | 60.44% | +3.28 pp |
| Q4 2025 | 2025-12-31 | 59.79% | +3.18 pp |
| Q3 2025 | 2025-09-30 | 57.40% | −0.63 pp |
| Q2 2025 | 2025-06-30 | 57.78% | −1.13 pp |
| Q1 2025 | 2025-03-31 | 57.16% | +0.45 pp |
| Q4 2024 | 2024-12-31 | 56.62% | +0.92 pp |
| Q3 2024 | 2024-09-30 | 58.03% | +0.06 pp |
| Q2 2024 | 2024-06-30 | 58.91% | −1.04 pp |
| Q1 2024 | 2024-03-31 | 56.71% | −2.45 pp |
| Q4 2023 | 2023-12-31 | 55.70% | −3.98 pp |
| Q3 2023 | 2023-09-30 | 57.97% | −6.52 pp |
| Q2 2023 | 2023-06-30 | 59.95% | −4.90 pp |
| Q1 2023 | 2023-03-31 | 59.16% | −10.50 pp |
| Q4 2022 | 2022-12-31 | 59.67% | −17.44 pp |
| Q3 2022 | 2022-09-30 | 64.49% | −12.47 pp |
| Q2 2022 | 2022-06-30 | 64.85% | −33.04 pp |
| Q1 2022 | 2022-03-31 | 69.66% | −22.22 pp |
| Q4 2021 | 2021-12-31 | 77.11% | −15.18 pp |
| Q3 2021 | 2021-09-30 | 76.96% | −11.91 pp |
| Q2 2021 | 2021-06-30 | 97.89% | +45.57 pp |
| Q1 2021 | 2021-03-31 | 91.88% | +56.95 pp |
| Q4 2020 | 2020-12-31 | 92.29% | +49.76 pp |
| Q3 2020 | 2020-09-30 | 88.86% | +41.93 pp |
| Q2 2020 | 2020-06-30 | 52.32% | −0.11 pp |
| Q1 2020 | 2020-03-31 | 34.93% | −20.12 pp |
| Q4 2019 | 2019-12-31 | 42.53% | +6.57 pp |
| Q3 2019 | 2019-09-30 | 46.93% | +2.66 pp |
| Q2 2019 | 2019-06-30 | 52.42% | +0.39 pp |
| Q1 2019 | 2019-03-31 | 55.05% | −2.26 pp |
| Q4 2018 | 2018-12-31 | 35.96% | +1.46 pp |
| Q3 2018 | 2018-09-30 | 44.28% | −6.46 pp |
| Q2 2018 | 2018-06-30 | 52.04% | −5.91 pp |
| Q1 2018 | 2018-03-31 | 57.31% | −0.10 pp |
| Q4 2017 | 2017-12-31 | 34.50% | −17.31 pp |
| Q3 2017 | 2017-09-30 | 50.73% | −0.58 pp |
| Q2 2017 | 2017-06-30 | 57.95% | −4.12 pp |
| Q1 2017 | 2017-03-31 | 57.41% | −2.75 pp |
| Q4 2016 | 2016-12-31 | 51.81% | −7.63 pp |
| Q3 2016 | 2016-09-30 | 51.32% | −8.97 pp |
| Q2 2016 | 2016-06-30 | 62.06% | −9.54 pp |
| Q1 2016 | 2016-03-31 | 60.16% | −16.56 pp |
| Q4 2015 | 2015-12-31 | 59.45% | −9.44 pp |
| Q3 2015 | 2015-09-30 | 60.29% | −4.17 pp |
| Q2 2015 | 2015-06-30 | 71.61% | +4.78 pp |
| Q1 2015 | 2015-03-31 | 76.72% | +8.59 pp |
| Q4 2014 | 2014-12-31 | 68.88% | +14.51 pp |
| Q3 2014 | 2014-09-30 | 64.46% | — |
| Q2 2014 | 2014-06-30 | 66.83% | — |
| Q1 2014 | 2014-03-31 | 68.13% | — |
| Q3 2013 | 2013-09-30 | 54.37% | — |
Enova International gross margin trends
Over the last five reported fiscal years, Enova International's gross margin decreased from 63.13% to 58.07%, a change of −5.06 percentage points. The latest reported quarter, Q2 2026, shows 61.15%.
About the metric
What gross margin means
Gross margin measures the percentage of revenue remaining after the direct costs of producing goods or services. It helps show how efficiently a company turns sales into gross profit before operating expenses.
Calculation and source
How gross margin is calculated
TickerStat calculates gross margin as SEC-reported gross profit divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Enova International filings at SEC.gov ↗