Enova International annual operating margin
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Enova International Operating Margin Growth & History (ENVA)
Enova International's operating margin was 23.46% for fiscal 2025.
View full Enova International company overviewEnova International annual operating margin history
| Fiscal year | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 23.46% | +1.46 pp |
| 2024 | 2024-12-31 | 22.00% | +2.07 pp |
| 2023 | 2023-12-31 | 19.93% | −2.18 pp |
| 2022 | 2022-12-31 | 22.12% | −12.08 pp |
| 2021 | 2021-12-31 | 34.20% | +1.18 pp |
| 2020 | 2020-12-31 | 33.02% | +11.89 pp |
| 2019 | 2019-12-31 | 21.13% | +3.08 pp |
| 2018 | 2018-12-31 | 18.05% | +2.11 pp |
| 2017 | 2017-12-31 | 15.94% | −0.35 pp |
| 2016 | 2016-12-31 | 16.29% | −2.77 pp |
| 2015 | 2015-12-31 | 19.06% | −7.49 pp |
| 2014 | 2014-12-31 | 26.55% | +7.92 pp |
| 2013 | 2013-12-31 | 18.63% | +1.36 pp |
| 2012 | 2012-12-31 | 17.28% | — |
Enova International quarterly operating margin
Q3.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.15
Q2.15
Q3.15
Q4.15
Q1.16
Q2.16
Q3.16
Q4.16
Q1.17
Q2.17
Q3.17
Q4.17
Q1.18
Q2.18
Q3.18
Q4.18
Q1.19
Q2.19
Q3.19
Q4.19
Q1.20
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Operating margin | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 25.53% | +1.43 pp |
| Q1 2026 | 2026-03-31 | 23.67% | +0.61 pp |
| Q4 2025 | 2025-12-31 | 22.24% | +0.96 pp |
| Q3 2025 | 2025-09-30 | 24.51% | +2.23 pp |
| Q2 2025 | 2025-06-30 | 24.10% | +1.01 pp |
| Q1 2025 | 2025-03-31 | 23.06% | +1.61 pp |
| Q4 2024 | 2024-12-31 | 21.27% | +4.56 pp |
| Q3 2024 | 2024-09-30 | 22.28% | +3.47 pp |
| Q2 2024 | 2024-06-30 | 23.08% | +0.74 pp |
| Q1 2024 | 2024-03-31 | 21.45% | −1.17 pp |
| Q4 2023 | 2023-12-31 | 16.71% | −4.94 pp |
| Q3 2023 | 2023-09-30 | 18.81% | −2.78 pp |
| Q2 2023 | 2023-06-30 | 22.34% | +0.41 pp |
| Q1 2023 | 2023-03-31 | 22.61% | −0.91 pp |
| Q4 2022 | 2022-12-31 | 21.65% | −0.54 pp |
| Q3 2022 | 2022-09-30 | 21.59% | −5.34 pp |
| Q2 2022 | 2022-06-30 | 21.93% | −24.42 pp |
| Q1 2022 | 2022-03-31 | 23.53% | −24.06 pp |
| Q4 2021 | 2021-12-31 | 22.19% | −23.34 pp |
| Q3 2021 | 2021-09-30 | 26.93% | −32.72 pp |
| Q2 2021 | 2021-06-30 | 46.35% | +12.15 pp |
| Q1 2021 | 2021-03-31 | 47.58% | +39.55 pp |
| Q4 2020 | 2020-12-31 | 45.53% | +28.28 pp |
| Q3 2020 | 2020-09-30 | 59.65% | +40.83 pp |
| Q2 2020 | 2020-06-30 | 34.20% | +11.78 pp |
| Q1 2020 | 2020-03-31 | 8.03% | −19.56 pp |
| Q4 2019 | 2019-12-31 | 17.26% | −1.99 pp |
| Q3 2019 | 2019-09-30 | 18.82% | +5.95 pp |
| Q2 2019 | 2019-06-30 | 22.42% | +5.41 pp |
| Q1 2019 | 2019-03-31 | 27.59% | +3.32 pp |
| Q4 2018 | 2018-12-31 | 19.25% | +7.42 pp |
| Q3 2018 | 2018-09-30 | 12.86% | +0.16 pp |
| Q2 2018 | 2018-06-30 | 17.01% | −1.52 pp |
| Q1 2018 | 2018-03-31 | 24.27% | +4.47 pp |
| Q4 2017 | 2017-12-31 | 11.83% | −4.34 pp |
| Q3 2017 | 2017-09-30 | 12.70% | −1.64 pp |
| Q2 2017 | 2017-06-30 | 18.54% | +1.84 pp |
| Q1 2017 | 2017-03-31 | 19.80% | +1.57 pp |
| Q4 2016 | 2016-12-31 | 16.16% | +4.20 pp |
| Q3 2016 | 2016-09-30 | 14.34% | +2.87 pp |
| Q2 2016 | 2016-06-30 | 16.70% | −4.06 pp |
| Q1 2016 | 2016-03-31 | 18.24% | −14.41 pp |
| Q4 2015 | 2015-12-31 | 11.97% | −13.43 pp |
| Q3 2015 | 2015-09-30 | 11.47% | −9.49 pp |
| Q2 2015 | 2015-06-30 | 20.76% | −6.76 pp |
| Q1 2015 | 2015-03-31 | 32.65% | +0.45 pp |
| Q4 2014 | 2014-12-31 | 25.40% | +9.61 pp |
| Q3 2014 | 2014-09-30 | 20.95% | — |
| Q2 2014 | 2014-06-30 | 27.52% | — |
| Q1 2014 | 2014-03-31 | 32.20% | — |
| Q3 2013 | 2013-09-30 | 15.79% | — |
Enova International operating margin trends
Over the last five reported fiscal years, Enova International's operating margin decreased from 33.02% to 23.46%, a change of −9.55 percentage points. The latest reported quarter, Q2 2026, shows 25.53%.
About the metric
What operating margin means
Operating margin measures the percentage of revenue left after operating costs and expenses. It shows how much operating profit a company generates from each dollar of revenue.
Calculation and source
How operating margin is calculated
TickerStat calculates operating margin as SEC-reported operating income divided by SEC-reported revenue for the same fiscal period. Changes are shown in percentage points. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Enova International filings at SEC.gov ↗