HBT Financial annual return on assets (roa)
2019
2020
2021
2022
2023
2024
2025
HBT Financial Return on Assets (ROA) Growth & History (HBT)
HBT Financial's return on assets (roa) was 1.52% for fiscal 2025.
View full HBT Financial company overviewHBT Financial annual return on assets (roa) history
| Fiscal year | Period ended | Return on assets (ROA) | Change (percentage points) |
|---|---|---|---|
| 2025 | 2025-12-31 | 1.52% | +0.10 pp |
| 2024 | 2024-12-31 | 1.42% | +0.01 pp |
| 2023 | 2023-12-31 | 1.41% | +0.09 pp |
| 2022 | 2022-12-31 | 1.31% | −0.10 pp |
| 2021 | 2021-12-31 | 1.41% | +0.34 pp |
| 2020 | 2020-12-31 | 1.07% | −0.99 pp |
| 2019 | 2019-12-31 | 2.06% | — |
HBT Financial quarterly return on assets (roa)
Q2.20
Q3.20
Q4.20
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Return on assets (ROA) | Change (percentage points) |
|---|---|---|---|
| Q2 2026 | 2026-06-30 | 1.32% | −0.21 pp |
| Q1 2026 | 2026-03-31 | 1.17% | −0.33 pp |
| Q4 2025 | 2025-12-31 | 1.52% | +0.10 pp |
| Q3 2025 | 2025-09-30 | 1.56% | +0.16 pp |
| Q2 2025 | 2025-06-30 | 1.53% | +0.10 pp |
| Q1 2025 | 2025-03-31 | 1.49% | +0.06 pp |
| Q4 2024 | 2024-12-31 | 1.42% | +0.01 pp |
| Q3 2024 | 2024-09-30 | 1.40% | +0.09 pp |
| Q2 2024 | 2024-06-30 | 1.43% | +0.21 pp |
| Q1 2024 | 2024-03-31 | 1.43% | +0.32 pp |
| Q4 2023 | 2023-12-31 | 1.41% | +0.09 pp |
| Q3 2023 | 2023-09-30 | 1.32% | −0.08 pp |
| Q2 2023 | 2023-06-30 | 1.23% | −0.12 pp |
| Q1 2023 | 2023-03-31 | 1.11% | −0.22 pp |
| Q4 2022 | 2022-12-31 | 1.31% | −0.10 pp |
| Q3 2022 | 2022-09-30 | 1.39% | −0.08 pp |
| Q2 2022 | 2022-06-30 | 1.35% | −0.05 pp |
| Q1 2022 | 2022-03-31 | 1.33% | +0.03 pp |
| Q4 2021 | 2021-12-31 | 1.41% | +0.34 pp |
| Q3 2021 | 2021-09-30 | 1.48% | +0.28 pp |
| Q2 2021 | 2021-06-30 | 1.40% | +0.00 pp |
| Q1 2021 | 2021-03-31 | 1.30% | — |
| Q4 2020 | 2020-12-31 | 1.07% | — |
| Q3 2020 | 2020-09-30 | 1.20% | — |
| Q2 2020 | 2020-06-30 | 1.40% | — |
HBT Financial return on assets (roa) trends
Over the last five fiscal years, HBT Financial's return on assets (roa) increased from 1.07% to 1.52%, a change of +0.46 percentage points. The latest reported quarter, Q2 2026, shows 1.32%.
About the metric
What return on assets means
Return on assets measures profit relative to the assets used to generate it. It can help compare operating efficiency over time, although normal ROA differs substantially between asset-light and asset-intensive industries.
Calculation and source
How return on assets is calculated
TickerStat calculates annual ROA as reported net income divided by average total assets. Quarterly observations use trailing-12-month net income and average assets over the corresponding one-year period. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review HBT Financial source filings ↗Community posts
HBT earnings rise as acquired scale and asset repricing lift income
HBT Financial ($HBT) reported third-quarter 2026 net income of $31.4 million, or $0.86 per diluted share, compared with $19.8 million and $0.63 a year earlier. Net interest income increased 40.7% year on year, helped by the larger asset bas ...
