nCino annual debt-to-assets ratio
2021
2022
2023
2024
2025
2026
nCino Debt-to-Assets Ratio Growth & History (NCNO)
nCino's debt-to-assets ratio was 0.17 for fiscal 2026.
View full nCino company overviewnCino annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2026 | 2026-01-31 | 0.17 | 0.13 | +284.50% |
| 2025 | 2025-01-31 | 0.04 | −0.01 | −20.58% |
| 2024 | 2024-01-31 | 0.06 | 0.01 | +10.46% |
| 2023 | 2023-01-31 | 0.05 | 0.01 | +33.52% |
| 2022 | 2022-01-31 | 0.04 | 0.01 | +30.06% |
| 2021 | 2021-01-31 | 0.03 | — | — |
nCino quarterly debt-to-assets ratio
Q4.21
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
Q4.26
Q1.27
Q2.27
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2027 | 2026-07-31 | 0.22 | 0.17 | +427.64% |
| Q1 2027 | 2026-04-30 | 0.20 | 0.16 | +380.29% |
| Q4 2026 | 2026-01-31 | 0.17 | 0.13 | +284.50% |
| Q3 2026 | 2025-10-31 | 0.04 | −0.00 | −8.45% |
| Q2 2026 | 2025-07-31 | 0.04 | −0.01 | −18.63% |
| Q1 2026 | 2025-04-30 | 0.04 | −0.01 | −15.81% |
| Q4 2025 | 2025-01-31 | 0.04 | −0.01 | −20.58% |
| Q3 2025 | 2024-10-31 | 0.05 | −0.00 | −9.39% |
| Q2 2025 | 2024-07-31 | 0.05 | 0.00 | +1.92% |
| Q1 2025 | 2024-04-30 | 0.05 | 0.00 | +1.00% |
| Q4 2024 | 2024-01-31 | 0.06 | 0.01 | +10.46% |
| Q3 2024 | 2023-10-31 | 0.05 | 0.01 | +39.33% |
| Q2 2024 | 2023-07-31 | 0.05 | 0.01 | +35.59% |
| Q1 2024 | 2023-04-30 | 0.05 | 0.01 | +35.94% |
| Q4 2023 | 2023-01-31 | 0.05 | 0.01 | +33.52% |
| Q3 2023 | 2022-10-31 | 0.04 | — | — |
| Q2 2023 | 2022-07-31 | 0.04 | — | — |
| Q1 2023 | 2022-04-30 | 0.04 | — | — |
| Q4 2022 | 2022-01-31 | 0.04 | 0.01 | +30.06% |
| Q4 2021 | 2021-01-31 | 0.03 | — | — |
nCino debt-to-assets ratio trends
Over the last five fiscal years, nCino's debt-to-assets ratio increased from 0.03 to 0.17, a change of 0.14. The latest reported quarter, Q2 2027, shows 0.22.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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