nCino annual debt-to-equity ratio
2021
2022
2023
2024
2025
2026
nCino Debt-to-Equity Ratio Growth & History (NCNO)
nCino's debt-to-equity ratio was 0.26 for fiscal 2026.
View full nCino company overviewnCino annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2026 | 2026-01-31 | 0.26 | 0.20 | +305.95% |
| 2025 | 2025-01-31 | 0.07 | −0.01 | −8.10% |
| 2024 | 2024-01-31 | 0.07 | 0.01 | +8.89% |
| 2023 | 2023-01-31 | 0.06 | 0.02 | +42.01% |
| 2022 | 2022-01-31 | 0.05 | 0.01 | +19.61% |
| 2021 | 2021-01-31 | 0.04 | — | — |
nCino quarterly debt-to-equity ratio
Q4.21
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
Q4.26
Q1.27
Q2.27
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2027 | 2026-07-31 | 0.36 | 0.30 | +483.27% |
| Q1 2027 | 2026-04-30 | 0.34 | 0.27 | +416.85% |
| Q4 2026 | 2026-01-31 | 0.26 | 0.20 | +305.95% |
| Q3 2026 | 2025-10-31 | 0.06 | −0.00 | −1.53% |
| Q2 2026 | 2025-07-31 | 0.06 | −0.00 | −5.06% |
| Q1 2026 | 2025-04-30 | 0.07 | −0.00 | −3.15% |
| Q4 2025 | 2025-01-31 | 0.07 | −0.01 | −8.10% |
| Q3 2025 | 2024-10-31 | 0.06 | 0.00 | +2.47% |
| Q2 2025 | 2024-07-31 | 0.07 | 0.00 | +5.52% |
| Q1 2025 | 2024-04-30 | 0.07 | 0.00 | +5.45% |
| Q4 2024 | 2024-01-31 | 0.07 | 0.01 | +8.89% |
| Q3 2024 | 2023-10-31 | 0.06 | 0.02 | +37.21% |
| Q2 2024 | 2023-07-31 | 0.06 | 0.02 | +37.88% |
| Q1 2024 | 2023-04-30 | 0.06 | 0.02 | +41.34% |
| Q4 2023 | 2023-01-31 | 0.06 | 0.02 | +42.01% |
| Q3 2023 | 2022-10-31 | 0.05 | — | — |
| Q2 2023 | 2022-07-31 | 0.05 | — | — |
| Q1 2023 | 2022-04-30 | 0.05 | — | — |
| Q4 2022 | 2022-01-31 | 0.05 | 0.01 | +19.61% |
| Q4 2021 | 2021-01-31 | 0.04 | — | — |
nCino debt-to-equity ratio trends
Over the last five fiscal years, nCino's debt-to-equity ratio increased from 0.04 to 0.26, a change of 0.23. The latest reported quarter, Q2 2027, shows 0.36.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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