nCino annual net debt
2021
2022
2023
2024
2025
2026
nCino Net Debt Growth & History (NCNO)
nCino's net debt was $190.3M for fiscal 2026.
View full nCino company overviewnCino annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2026 | 2026-01-31 | $190.3M | $240.4M | — |
| 2025 | 2025-01-31 | −$50.1M | −$12.2M | — |
| 2024 | 2024-01-31 | −$37.9M | −$22.4M | — |
| 2023 | 2023-01-31 | −$15.5M | $23.7M | — |
| 2022 | 2022-01-31 | −$39.2M | $316.0M | — |
| 2021 | 2021-01-31 | −$355.2M | — | — |
nCino quarterly net debt
Q4.21
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
Q3.26
Q4.26
Q1.27
Q2.27
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2027 | 2026-07-31 | $255.3M | $312.3M | — |
| Q1 2027 | 2026-04-30 | $223.9M | $287.3M | — |
| Q4 2026 | 2026-01-31 | $190.3M | $240.4M | — |
| Q3 2026 | 2025-10-31 | −$21.7M | $166.3M | — |
| Q2 2026 | 2025-07-31 | −$57.0M | −$6.2M | — |
| Q1 2026 | 2025-04-30 | −$63.4M | −$5.5M | — |
| Q4 2025 | 2025-01-31 | −$50.1M | −$12.2M | — |
| Q3 2025 | 2024-10-31 | −$188.0M | −$152.0M | — |
| Q2 2025 | 2024-07-31 | −$50.7M | −$16.8M | — |
| Q1 2025 | 2024-04-30 | −$57.9M | −$25.2M | — |
| Q4 2024 | 2024-01-31 | −$37.9M | −$22.4M | — |
| Q3 2024 | 2023-10-31 | −$36.0M | $23.3M | — |
| Q2 2024 | 2023-07-31 | −$33.9M | $5.2M | — |
| Q1 2024 | 2023-04-30 | −$32.7M | −$1.5M | — |
| Q4 2023 | 2023-01-31 | −$15.5M | $23.7M | — |
| Q3 2023 | 2022-10-31 | −$59.3M | — | — |
| Q2 2023 | 2022-07-31 | −$39.1M | — | — |
| Q1 2023 | 2022-04-30 | −$31.2M | — | — |
| Q4 2022 | 2022-01-31 | −$39.2M | $316.0M | — |
| Q4 2021 | 2021-01-31 | −$355.2M | — | — |
nCino net debt trends
Over the last five fiscal years, nCino's net debt increased from −$355.2M to $190.3M, a change of $545.5M. The latest reported quarter, Q2 2027, shows $255.3M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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