Nu Holdings annual debt-to-assets ratio
2020
2021
2022
2023
2024
2025
Nu Holdings Debt-to-Assets Ratio Growth & History (NU)
Nu Holdings's debt-to-assets ratio was 0.03 for fiscal 2025.
View full Nu Holdings company overviewNu Holdings annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.03 | −0.01 | −26.88% |
| 2024 | 2024-12-31 | 0.03 | 0.01 | +32.19% |
| 2023 | 2023-12-31 | 0.03 | 0.01 | +34.02% |
| 2022 | 2022-12-31 | 0.02 | 0.01 | +163.82% |
| 2021 | 2021-12-31 | 0.01 | −0.00 | −22.74% |
| 2020 | 2020-12-31 | 0.01 | — | — |
Nu Holdings quarterly debt-to-assets ratio
Q4.20
Q4.21
Q4.22
Q4.23
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.06 | 0.05 | +527.71% |
| Q1 2026 | 2026-03-31 | 0.02 | 0.02 | +254.72% |
| Q4 2025 | 2025-12-31 | 0.03 | −0.01 | −26.88% |
| Q3 2025 | 2025-09-30 | 0.02 | — | — |
| Q2 2025 | 2025-06-30 | 0.01 | — | — |
| Q1 2025 | 2025-03-31 | 0.01 | — | — |
| Q4 2024 | 2024-12-31 | 0.03 | 0.01 | +32.19% |
| Q4 2023 | 2023-12-31 | 0.03 | 0.01 | +34.02% |
| Q4 2022 | 2022-12-31 | 0.02 | 0.01 | +163.82% |
| Q4 2021 | 2021-12-31 | 0.01 | −0.00 | −22.74% |
| Q4 2020 | 2020-12-31 | 0.01 | — | — |
Nu Holdings debt-to-assets ratio trends
Over the last five fiscal years, Nu Holdings's debt-to-assets ratio increased from 0.01 to 0.03, a change of 0.02. The latest reported quarter, Q2 2026, shows 0.06.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Nu Holdings source filings ↗Community posts
Nu launches US services and a separate international money platform
Nu ($NU) announced its entry into the United States and introduced Nu Global as a separate international offering. The US launch includes an account delivered through FDIC-insured Lead Bank and a Mastercard credit-card proposition. The move ...