Nu Holdings annual net debt
2019
2020
2021
2022
2023
2024
2025
Nu Holdings Net Debt Growth & History (NU)
Nu Holdings's net debt was −$19.03B for fiscal 2025.
View full Nu Holdings company overviewNu Holdings annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$19.03B | −$11.58B | — |
| 2024 | 2024-12-31 | −$7.46B | −$2.67B | — |
| 2023 | 2023-12-31 | −$4.79B | −$1.20B | — |
| 2022 | 2022-12-31 | −$3.59B | −$1.03B | — |
| 2021 | 2021-12-31 | −$2.56B | −$312.1M | — |
| 2020 | 2020-12-31 | −$2.25B | −$1.13B | — |
| 2019 | 2019-12-31 | −$1.11B | — | — |
Nu Holdings quarterly net debt
Q4.21
Q4.22
Q4.23
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$14.86B | $1.72B | — |
| Q1 2026 | 2026-03-31 | −$17.45B | −$2.90B | — |
| Q4 2025 | 2025-12-31 | −$19.03B | −$11.58B | — |
| Q3 2025 | 2025-09-30 | −$16.25B | — | — |
| Q2 2025 | 2025-06-30 | −$16.58B | — | — |
| Q1 2025 | 2025-03-31 | −$14.55B | — | — |
| Q4 2024 | 2024-12-31 | −$7.46B | −$2.67B | — |
| Q4 2023 | 2023-12-31 | −$4.79B | −$1.20B | — |
| Q4 2022 | 2022-12-31 | −$3.59B | −$1.03B | — |
| Q4 2021 | 2021-12-31 | −$2.56B | — | — |
Nu Holdings net debt trends
Over the last five fiscal years, Nu Holdings's net debt decreased from −$2.25B to −$19.03B, a change of −$16.79B. The latest reported quarter, Q2 2026, shows −$14.86B.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
Review Nu Holdings source filings ↗Community posts
Nu launches US services and a separate international money platform
Nu ($NU) announced its entry into the United States and introduced Nu Global as a separate international offering. The US launch includes an account delivered through FDIC-insured Lead Bank and a Mastercard credit-card proposition. The move ...