OppFi annual free cash flow
2019
2020
2021
2022
2023
2024
2025
OppFi Free Cash Flow (FCF) History (OPFI)
OppFi reported $382.2M in free cash flow for fiscal 2025, an increase of 22.97% from the previous fiscal year, with a free cash flow margin of 100.26%.
View full OppFi company overviewOppFi free cash flow by year
| Fiscal year | Period ended | Free cash flow | Change | Growth | FCF margin |
|---|---|---|---|---|---|
| 2025 | 2025-12-31 | $382.2M | $71.4M | +22.97% | +100.26% |
| 2024 | 2024-12-31 | $310.8M | $23.6M | +8.23% | +96.68% |
| 2023 | 2023-12-31 | $287.2M | $57.1M | +24.82% | +105.11% |
| 2022 | 2022-12-31 | $230.0M | $77.1M | +50.38% | +106.03% |
| 2021 | 2021-12-31 | $153.0M | −$28.4M | −15.67% | +58.01% |
| 2020 | 2020-12-31 | $181.4M | $39.1M | +27.49% | +90.59% |
| 2019 | 2019-12-31 | $142.3M | — | — | +123.86% |
OppFi quarterly free cash flow
Q1.21
Q2.21
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Free cash flow | Change | YoY growth | FCF margin |
|---|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $87.4M | −$3.6M | −3.92% | +101.43% |
| Q1 2026 | 2026-03-31 | $85.6M | $6.3M | +7.92% | +98.09% |
| Q4 2025 | 2025-12-31 | $111.9M | $21.8M | +24.22% | +130.80% |
| Q3 2025 | 2025-09-30 | $99.9M | $26.3M | +35.64% | +95.58% |
| Q2 2025 | 2025-06-30 | $91.0M | $16.3M | +21.77% | +90.75% |
| Q1 2025 | 2025-03-31 | $79.3M | $7.1M | +9.75% | +87.38% |
| Q4 2024 | 2024-12-31 | $90.1M | $9.7M | +11.99% | +111.49% |
| Q3 2024 | 2024-09-30 | $73.7M | $913,000 | +1.25% | +80.82% |
| Q2 2024 | 2024-06-30 | $74.7M | $4.3M | +6.11% | +86.59% |
| Q1 2024 | 2024-03-31 | $72.3M | $8.8M | +13.82% | +114.37% |
| Q4 2023 | 2023-12-31 | $80.5M | $12.5M | +18.43% | +122.36% |
| Q3 2023 | 2023-09-30 | $72.8M | $6.5M | +9.85% | +96.17% |
| Q2 2023 | 2023-06-30 | $70.4M | $15.5M | +28.13% | +94.41% |
| Q1 2023 | 2023-03-31 | $63.5M | $22.6M | +55.25% | +111.08% |
| Q4 2022 | 2022-12-31 | $67.9M | $24.5M | +56.36% | +140.20% |
| Q3 2022 | 2022-09-30 | $66.2M | $35.0M | +111.83% | +125.87% |
| Q2 2022 | 2022-06-30 | $55.0M | $19.1M | +53.08% | +84.35% |
| Q1 2022 | 2022-03-31 | $40.9M | −$1.4M | −3.40% | +80.66% |
| Q4 2021 | 2021-12-31 | $43.4M | — | — | +70.20% |
| Q3 2021 | 2021-09-30 | $31.3M | — | — | +42.90% |
| Q2 2021 | 2021-06-30 | $35.9M | — | — | +53.55% |
| Q1 2021 | 2021-03-31 | $42.4M | — | — | +68.47% |
OppFi free cash flow growth trends
Over the last five reported fiscal years, free cash flow grew from $181.4M to $382.2M, a compound annual growth rate of 16.07%. OppFi's latest reported quarter, Q2 2026, generated $87.4M in free cash flow, a decrease of 3.92% year over year.
About the metric
What free cash flow means
Free cash flow is the cash a company generates from operations after capital expenditures. Positive FCF can fund dividends, buybacks, debt repayment, or reinvestment; negative FCF means capital spending exceeded operating cash flow for that period.
Calculation and source
How free cash flow is calculated
TickerStat calculates free cash flow as SEC-reported operating cash flow minus capital expenditures. FCF margin equals free cash flow divided by revenue. Fiscal periods can differ from calendar years, so the tables include exact period-end dates.
Review OppFi filings at SEC.gov ↗