OppFi annual net debt
2021
2022
2023
2024
2025
OppFi Net Debt Growth & History (OPFI)
OppFi's net debt was −$38.0M for fiscal 2025.
View full OppFi company overviewOppFi annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$38.0M | $10.0M | — |
| 2024 | 2024-12-31 | −$48.0M | −$31.3M | — |
| 2023 | 2023-12-31 | −$16.7M | −$17.0M | — |
| 2022 | 2022-12-31 | $319,000 | −$24.6M | −98.72% |
| 2021 | 2021-12-31 | $24.9M | — | — |
OppFi quarterly net debt
Q3.21
Q4.21
Q1.22
Q2.22
Q3.22
Q4.22
Q1.23
Q2.23
Q3.23
Q4.23
Q1.24
Q2.24
Q3.24
Q4.24
Q1.25
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | −$53.9M | −$21.1M | — |
| Q1 2026 | 2026-03-31 | −$52.9M | −$7.8M | — |
| Q4 2025 | 2025-12-31 | −$38.0M | $10.0M | — |
| Q3 2025 | 2025-09-30 | −$33.5M | −$2.4M | — |
| Q2 2025 | 2025-06-30 | −$32.8M | −$393,000 | — |
| Q1 2025 | 2025-03-31 | −$45.1M | −$12.5M | — |
| Q4 2024 | 2024-12-31 | −$48.0M | −$31.3M | — |
| Q3 2024 | 2024-09-30 | −$31.1M | −$15.5M | — |
| Q2 2024 | 2024-06-30 | −$32.5M | −$21.6M | — |
| Q1 2024 | 2024-03-31 | −$32.6M | −$16.6M | — |
| Q4 2023 | 2023-12-31 | −$16.7M | −$17.0M | — |
| Q3 2023 | 2023-09-30 | −$15.6M | −$18.5M | — |
| Q2 2023 | 2023-06-30 | −$10.9M | −$4.7M | — |
| Q1 2023 | 2023-03-31 | −$16.0M | −$6.6M | — |
| Q4 2022 | 2022-12-31 | $319,000 | −$24.6M | −98.72% |
| Q3 2022 | 2022-09-30 | $2.9M | −$19.5M | −86.95% |
| Q2 2022 | 2022-06-30 | −$6.2M | — | — |
| Q1 2022 | 2022-03-31 | −$9.4M | — | — |
| Q4 2021 | 2021-12-31 | $24.9M | — | — |
| Q3 2021 | 2021-09-30 | $22.4M | — | — |
OppFi net debt trends
Between the periods ended 2021-12-31 and 2025-12-31, OppFi's net debt decreased from $24.9M to −$38.0M, a change of −$63.0M. The latest reported quarter, Q2 2026, shows −$53.9M.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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