Revenue
2022
2023
2024
2025
Velocity Financial, Inc. (VEL)
Price$18.43Cached quote
Net income
2018
2019
2020
2021
2022
2023
2024
2025
Free cash flow
2018
2019
2020
2021
2022
2023
2024
2025
Total cash / debt
CashTotal debt
2018
2019
2020
2021
2022
2023
2024
2025
Financial statements
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $311.5M | $211.7M | $155.5M | $91.2M | — | — | — | — |
| Operating expenses | $197.4M | $139.6M | $100.6M | $61.8M | $46.3M | $45.6M | $35.1M | $32.2M |
| Net income | $105.1M | $68.4M | $52.3M | $32.2M | $29.2M | $17.8M | $17.3M | $7.6M |
| Net profit margin | 33.72% | 32.31% | 33.61% | 35.32% | — | — | — | — |
| Basic EPSper basic share | $2.81 | $2.07 | $1.60 | $0.99 | $0.90 | -$1.55 | — | — |
| Diluted EPSper diluted share | $2.75 | $1.91 | $1.52 | $0.94 | $0.86 | -$1.55 | — | — |
Owners
Reported shareholders
≈33.98%of listed shares
Snow Phipps Group AIV, L.P. / SPG Co-Investment, L.P. / Snow Phipps Group AIV (Offshore), L.P. / SPG GP, LLC / Snow Ian K / Snow Phipps Group (RPV), L.P. / Snow Phipps Group (B), L.P.13.35M shares · Mar 27, 2025
View holders
| Holder | % owned |
|---|---|
Snow Phipps Group AIV, L.P. / SPG Co-Investment, L.P. / Snow Phipps Group AIV (Offshore), L.P. / SPG GP, LLC / Snow Ian K / Snow Phipps Group (RPV), L.P. / Snow Phipps Group (B), L.P. | ≈33.98%13.35M shares |
Snow Phipps Group, LLC | 33.98%13.35M shares |
TOBI III SPE I LLC / PACIFIC INVESTMENT MANAGEMENT CO LLC / LVS III Holding LP | ≈32.16%12.64M shares |
Allianz Asset Management GmbH | 32.16%12.64M shares |
Beach Point Capital Management LP | 16.75%6.58M shares |
BlackRock, Inc. | 3.79%1.49M shares |
Farrar Christopher D. | 2.64%1.04M shares |
DIMENSIONAL FUND ADVISORS LP | 1.67%656.73K shares |
ADAGE CAPITAL PARTNERS GP, L.L.C. | 1.29%505.51K shares |
VANGUARD CAPITAL MANAGEMENT LLC | 1.24%487.01K shares |
AMERICAN CENTURY COMPANIES INC | 0.91%357.2K shares |
GEODE CAPITAL MANAGEMENT, LLC | 0.69%272.54K shares |
STATE STREET CORP | 0.64%249.73K shares |
GOLDMAN SACHS GROUP INC | 0.60%235.33K shares |
Taylor Jeffrey T. | ≈0.46%178.99K shares |
Szczepaniak Mark R | ≈0.43%169.94K shares |
D. E. Shaw & Co., Inc. | 0.32%124.13K shares |
SUSQUEHANNA INTERNATIONAL GROUP, LLP | 0.32%123.9K shares |
Man Group plc | 0.30%116.93K shares |
Qube Research & Technologies Ltd | 0.30%116.61K shares |
Percentages use 39.29M shares of this listed class outstanding on Jun 30, 2026. ≈ compares the latest reported holding with a share total from a different date; it is not a confirmed current stake.
Reported positions exceed 100% in total, so the circle shows the selected holder only.
Source: SEC Form 4 ↗Updated Sep 29, 2026 · Quarterly data
Insider buys & sells
| Transaction | Insider | Type | Shares | Price | Value | Owned after |
|---|---|---|---|---|---|---|
| Jun 26, 2026Form 4 · 10b5-1 | Szczepaniak Mark RChief Financial Officer | SellCommon Stock · indirect | 1.6K | $18.07 | $28.4K | 68.4K |
| May 1, 2026Form 4 · 10b5-1 | Szczepaniak Mark RChief Financial Officer | SellCommon Stock · indirect | 1.6K | $19.30 | $30.4K | 70.0K |
| Apr 17, 2026Form 4 · 10b5-1 | Taylor Jeffrey T.Executive VP, Capital Markets | SellCommon Stock | 2.1K | $20.00 | $42.6K | 179.0K |
| Apr 1, 2026Form 4 · 10b5-1 | Szczepaniak Mark RChief Financial Officer | SellCommon Stock · indirect | 1.6K | $18.13 | $28.5K | 71.5K |
| Mar 31, 2026Form 4 · 10b5-1 | Kelly Roland ThomasChief Legal Officer and GC | SellCommon Stock | 814 | $18.22 | $14.8K | 99.0K |