Velocity Financial annual net debt
2020
2021
2022
2023
2024
2025
Velocity Financial Net Debt Growth & History (VEL)
Velocity Financial's net debt was −$89.0M for fiscal 2025.
View full Velocity Financial company overviewVelocity Financial annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | −$89.0M | −$41.8M | — |
| 2024 | 2024-12-31 | −$47.2M | −$9.3M | — |
| 2023 | 2023-12-31 | −$37.9M | $4.7M | — |
| 2022 | 2022-12-31 | −$42.5M | −$10.6M | — |
| 2021 | 2021-12-31 | −$32.0M | −$23.8M | — |
| 2020 | 2020-12-31 | −$8.1M | — | — |
Velocity Financial quarterly net debt
Q4.20
Q4.21
Q4.22
Q4.23
Q4.24
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $6.98B | $1.35B | +23.91% |
| Q1 2026 | 2026-03-31 | $6.63B | — | — |
| Q4 2025 | 2025-12-31 | −$89.0M | −$41.8M | — |
| Q3 2025 | 2025-09-30 | $6.05B | — | — |
| Q2 2025 | 2025-06-30 | $5.63B | — | — |
| Q4 2024 | 2024-12-31 | −$47.2M | −$9.3M | — |
| Q4 2023 | 2023-12-31 | −$37.9M | $4.7M | — |
| Q4 2022 | 2022-12-31 | −$42.5M | −$10.6M | — |
| Q4 2021 | 2021-12-31 | −$32.0M | −$23.8M | — |
| Q4 2020 | 2020-12-31 | −$8.1M | — | — |
Velocity Financial net debt trends
Over the last five fiscal years, Velocity Financial's net debt decreased from −$8.1M to −$89.0M, a change of −$80.9M. The latest reported quarter, Q2 2026, shows $6.98B.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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