Velocity Financial annual debt-to-equity ratio
2020
2021
2022
2023
2024
2025
Velocity Financial Debt-to-Equity Ratio Growth & History (VEL)
Velocity Financial's debt-to-equity ratio was 0.00 for fiscal 2025.
View full Velocity Financial company overviewVelocity Financial annual debt-to-equity ratio history
| Fiscal year | Period ended | Debt-to-equity ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.00 | −0.00 | −11.63% |
| 2024 | 2024-12-31 | 0.01 | −0.00 | −16.15% |
| 2023 | 2023-12-31 | 0.01 | −0.00 | −13.07% |
| 2022 | 2022-12-31 | 0.01 | −0.00 | −38.90% |
| 2021 | 2021-12-31 | 0.01 | −0.01 | −49.78% |
| 2020 | 2020-12-31 | 0.02 | — | — |
Velocity Financial quarterly debt-to-equity ratio
Q4.20
Q4.21
Q4.22
Q4.23
Q4.24
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-equity ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 9.77 | 0.22 | +2.35% |
| Q1 2026 | 2026-03-31 | 9.69 | — | — |
| Q4 2025 | 2025-12-31 | 0.00 | −0.00 | −11.63% |
| Q3 2025 | 2025-09-30 | 9.70 | — | — |
| Q2 2025 | 2025-06-30 | 9.55 | — | — |
| Q4 2024 | 2024-12-31 | 0.01 | −0.00 | −16.15% |
| Q4 2023 | 2023-12-31 | 0.01 | −0.00 | −13.07% |
| Q4 2022 | 2022-12-31 | 0.01 | −0.00 | −38.90% |
| Q4 2021 | 2021-12-31 | 0.01 | −0.01 | −49.78% |
| Q4 2020 | 2020-12-31 | 0.02 | — | — |
Velocity Financial debt-to-equity ratio trends
Over the last five fiscal years, Velocity Financial's debt-to-equity ratio decreased from 0.02 to 0.00, a change of −0.02. The latest reported quarter, Q2 2026, shows 9.77.
About the metric
What the debt-to-equity ratio means
The debt-to-equity ratio compares interest-bearing debt with shareholders’ equity. It helps show how much debt financing a company uses relative to its accounting equity, but useful comparison levels vary by industry.
Calculation and source
How debt-to-equity is calculated
TickerStat calculates debt-to-equity as total interest-bearing debt divided by SEC-reported shareholders’ equity for the same balance-sheet date. Total liabilities are not treated as debt, and periods with non-positive equity are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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