Credit Acceptance annual debt-to-assets ratio
2011
2012
2013
2014
2022
2023
2024
2025
Credit Acceptance Debt-to-Assets Ratio Growth & History (CACC)
Credit Acceptance's debt-to-assets ratio was 0.74 for fiscal 2025.
View full Credit Acceptance company overviewCredit Acceptance annual debt-to-assets ratio history
| Fiscal year | Period ended | Debt-to-assets ratio | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | 0.74 | 0.02 | +2.60% |
| 2024 | 2024-12-31 | 0.72 | 0.05 | +7.75% |
| 2023 | 2023-12-31 | 0.67 | 0.00 | +0.15% |
| 2022 | 2022-12-31 | 0.66 | — | — |
| 2014 | 2014-12-31 | 0.63 | 0.06 | +9.96% |
| 2013 | 2013-12-31 | 0.57 | −0.01 | −2.41% |
| 2012 | 2012-12-31 | 0.59 | 0.02 | +3.33% |
| 2011 | 2011-12-31 | 0.57 | — | — |
Credit Acceptance quarterly debt-to-assets ratio
Q3.11
Q4.11
Q3.12
Q4.12
Q3.13
Q4.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.19
Q2.19
Q3.19
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Debt-to-assets ratio | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | 0.73 | −0.01 | −1.71% |
| Q1 2026 | 2026-03-31 | 0.74 | — | — |
| Q4 2025 | 2025-12-31 | 0.74 | — | — |
| Q3 2025 | 2025-09-30 | 0.74 | — | — |
| Q2 2025 | 2025-06-30 | 0.74 | — | — |
| Q3 2019 | 2019-09-30 | 0.00 | — | — |
| Q2 2019 | 2019-06-30 | 0.00 | — | — |
| Q1 2019 | 2019-03-31 | 0.00 | — | — |
| Q4 2014 | 2014-12-31 | 0.63 | 0.06 | +9.96% |
| Q3 2014 | 2014-09-30 | 0.61 | 0.01 | +1.42% |
| Q2 2014 | 2014-06-30 | 0.63 | — | — |
| Q1 2014 | 2014-03-31 | 0.61 | — | — |
| Q4 2013 | 2013-12-31 | 0.57 | −0.01 | −2.41% |
| Q3 2013 | 2013-09-30 | 0.60 | 0.00 | +0.19% |
| Q4 2012 | 2012-12-31 | 0.59 | 0.02 | +3.33% |
| Q3 2012 | 2012-09-30 | 0.60 | 0.02 | +3.46% |
| Q4 2011 | 2011-12-31 | 0.57 | — | — |
| Q3 2011 | 2011-09-30 | 0.58 | — | — |
Credit Acceptance debt-to-assets ratio trends
Between the periods ended 2011-12-31 and 2025-12-31, Credit Acceptance's debt-to-assets ratio increased from 0.57 to 0.74, a change of 0.17. The latest reported quarter, Q2 2026, shows 0.73.
About the metric
What the debt-to-assets ratio means
The debt-to-assets ratio shows the portion of a company’s reported assets financed with interest-bearing debt. It is a leverage measure and should not be confused with total liabilities divided by assets.
Calculation and source
How debt-to-assets is calculated
TickerStat calculates debt-to-assets as total interest-bearing debt divided by total assets at the same reporting-period end. Periods with missing debt or non-positive assets are omitted. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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