Credit Acceptance Total Debt Growth & History (CACC)
Credit Acceptance's total debt was $6.35B for fiscal 2025.
View full Credit Acceptance company overviewCredit Acceptance annual total debt history
| Fiscal year | Period ended | Total debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $6.35B | $1.0M | +0.02% |
| 2024 | 2024-12-31 | $6.35B | $1.29B | +25.37% |
| 2023 | 2023-12-31 | $5.07B | $476.8M | +10.39% |
| 2022 | 2022-12-31 | $4.59B | — | — |
| 2014 | 2014-12-31 | $1.75B | $360.1M | +25.86% |
| 2013 | 2013-12-31 | $1.39B | $141.6M | +11.32% |
| 2012 | 2012-12-31 | $1.25B | $252.9M | +25.34% |
| 2011 | 2011-12-31 | $997.9M | — | — |
Credit Acceptance quarterly total debt
| Fiscal quarter | Period ended | Total debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $6.29B | −$185.0M | −2.86% |
| Q1 2026 | 2026-03-31 | $6.41B | — | — |
| Q4 2025 | 2025-12-31 | $6.35B | — | — |
| Q3 2025 | 2025-09-30 | $6.37B | — | — |
| Q2 2025 | 2025-06-30 | $6.47B | — | — |
| Q3 2019 | 2019-09-30 | $3.2M | — | — |
| Q2 2019 | 2019-06-30 | $3.5M | — | — |
| Q1 2019 | 2019-03-31 | $3.8M | — | — |
| Q4 2014 | 2014-12-31 | $1.75B | $360.1M | +25.86% |
| Q3 2014 | 2014-09-30 | $1.66B | $226.1M | +15.77% |
| Q2 2014 | 2014-06-30 | $1.65B | — | — |
| Q1 2014 | 2014-03-31 | $1.56B | — | — |
| Q4 2013 | 2013-12-31 | $1.39B | $141.6M | +11.32% |
| Q3 2013 | 2013-09-30 | $1.43B | $171.9M | +13.62% |
| Q4 2012 | 2012-12-31 | $1.25B | $252.9M | +25.34% |
| Q3 2012 | 2012-09-30 | $1.26B | $293.1M | +30.25% |
| Q4 2011 | 2011-12-31 | $997.9M | — | — |
| Q3 2011 | 2011-09-30 | $969.0M | — | — |
Credit Acceptance total debt trends
Between the periods ended 2011-12-31 and 2025-12-31, Credit Acceptance's total debt increased from $997.9M to $6.35B, a change of $5.36B. The latest reported quarter, Q2 2026, shows $6.29B.
What total debt means
Total debt measures a company’s reported interest-bearing borrowing obligations at a reporting-period end. It can include short-term borrowings, current maturities, long-term debt, and finance lease obligations when they are included in the company’s debt facts.
SEC-reported and combined total debt
TickerStat uses a reported aggregate debt value when available. Otherwise, it combines non-overlapping current and noncurrent debt facts from SEC filings. Total liabilities are not treated as debt, and missing debt is not assumed to be zero. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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