Credit Acceptance annual net debt
2011
2012
2013
2014
2022
2023
2024
2025
Credit Acceptance Net Debt Growth & History (CACC)
Credit Acceptance's net debt was $6.33B for fiscal 2025.
View full Credit Acceptance company overviewCredit Acceptance annual net debt history
| Fiscal year | Period ended | Net debt | Change | Growth |
|---|---|---|---|---|
| 2025 | 2025-12-31 | $6.33B | $321.9M | +5.36% |
| 2024 | 2024-12-31 | $6.01B | $954.9M | +18.89% |
| 2023 | 2023-12-31 | $5.05B | $471.3M | +10.28% |
| 2022 | 2022-12-31 | $4.58B | — | — |
| 2014 | 2014-12-31 | $1.75B | $357.9M | +25.78% |
| 2013 | 2013-12-31 | $1.39B | $146.4M | +11.79% |
| 2012 | 2012-12-31 | $1.24B | $248.6M | +25.03% |
| 2011 | 2011-12-31 | $993.2M | — | — |
Credit Acceptance quarterly net debt
Q3.11
Q4.11
Q3.12
Q4.12
Q3.13
Q4.13
Q1.14
Q2.14
Q3.14
Q4.14
Q1.19
Q2.19
Q3.19
Q2.25
Q3.25
Q4.25
Q1.26
Q2.26
| Fiscal quarter | Period ended | Net debt | Change | YoY change |
|---|---|---|---|---|
| Q2 2026 | 2026-06-30 | $6.28B | −$116.4M | −1.82% |
| Q1 2026 | 2026-03-31 | $6.38B | — | — |
| Q4 2025 | 2025-12-31 | $6.33B | — | — |
| Q3 2025 | 2025-09-30 | $6.35B | — | — |
| Q2 2025 | 2025-06-30 | $6.40B | — | — |
| Q3 2019 | 2019-09-30 | −$21.5M | — | — |
| Q2 2019 | 2019-06-30 | −$16.2M | — | — |
| Q1 2019 | 2019-03-31 | −$37.5M | — | — |
| Q4 2014 | 2014-12-31 | $1.75B | $357.9M | +25.78% |
| Q3 2014 | 2014-09-30 | $1.66B | $225.4M | +15.76% |
| Q2 2014 | 2014-06-30 | $1.65B | — | — |
| Q1 2014 | 2014-03-31 | $1.55B | — | — |
| Q4 2013 | 2013-12-31 | $1.39B | $146.4M | +11.79% |
| Q3 2013 | 2013-09-30 | $1.43B | $174.0M | +13.85% |
| Q4 2012 | 2012-12-31 | $1.24B | $248.6M | +25.03% |
| Q3 2012 | 2012-09-30 | $1.26B | $291.0M | +30.15% |
| Q4 2011 | 2011-12-31 | $993.2M | — | — |
| Q3 2011 | 2011-09-30 | $965.4M | — | — |
Credit Acceptance net debt trends
Between the periods ended 2011-12-31 and 2025-12-31, Credit Acceptance's net debt increased from $993.2M to $6.33B, a change of $5.34B. The latest reported quarter, Q2 2026, shows $6.28B.
About the metric
What net debt means
Net debt compares a company’s interest-bearing debt with its cash and cash equivalents. Positive net debt means debt exceeds cash, while a negative value indicates the company has more cash than debt on this measure.
Calculation and source
How net debt is calculated
TickerStat calculates net debt as total interest-bearing debt minus cash and cash equivalents at the same reporting-period end. Short-term investments are not subtracted because they are not included in the standardized cash series. Fiscal periods can differ from calendar years, so exact period-end dates are included.
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